Topic

Certificate of insurance

Business insurance glossary
Additional insured

In an insurance policy, an additional insured refers to anyone other than the policyholder who is covered by an insurance policy. Coverage might be limited to a single event or it could last for the policy's lifetime.

Business insurance glossary
Personal and advertising injury

Personal and advertising injury is typically an infringement on a person or business’s personal or intellectual rights. It can include libel, slander, and copyright infringement.

Business insurance glossary
Occurrence-based insurance policy

Occurrence-based insurance is a type of policy that pays for losses that occur during the policy period, even if it’s no longer active when you file a claim.

Business insurance glossary
Products-completed operations aggregate

The products-completed operations aggregate refers to your total protection in your general liability insurance policy in cases where your delivered product or completed service cause damage or injury to a customer.

Certificate of insurance
General liability insurance certificate

A certificate of insurance (COI) is a document that verifies you have business liability insurance coverage and condenses crucial information about your policy into one page.

Business insurance glossary
Per-occurrence limit

The per-occurrence limit is the most your insurance company will pay for a single covered loss under the terms of your policy.

Business insurance glossary
Aggregate limit

For various types of insurance, an aggregate limit is the maximum amount of money an insurer will pay for all your covered losses during the policy period, typically one year.

Business insurance glossary
Insured

An insured is the person or business entity that receives financial support or other benefits after an insurance claim.

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