Business Insurance for Lawn Care Professionals

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Employee illness caused by pesticide use or a lawsuit claiming property damage from a lawn treatment could sink your small business. Protect it with insurance for lawn care professionals.

One application, multiple quotes

Insureon helps lawn care professionals compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of insurance do lawn care businesses need?

These policies provide coverage for the most common lawn care risks.

General liability insurance

This policy covers basic lawn care risks, such as lawsuits over accidental property damage. Bundle it with property insurance for savings in a business owner's policy.

BEST FOR

Slip-and-fall accidents
Damaged customer property
Libel or slander lawsuits

Commercial auto insurance

This policy covers vehicles owned by a lawn care business. It pays for injuries and property damage after an accident, along with theft, weather damage, and vandalism.

BEST FOR

Car accidents
Vandalism and theft
Weather damage

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for lawn care businesses that have employees. It can cover medical bills for work-related injuries.

BEST FOR

Employee medical expenses
Missed wages
Legal costs

Contractor’s tools and equipment insurance

This policy helps pay for repair or replacement of a lawn care contractor’s lawn mowers, weed whackers, and other tools if they are lost, stolen, or damaged.

BEST FOR

Equipment less than five years old
Mobile equipment
Small tools

Looking for different coverage? See more policies.

How much does insurance cost for lawn care and landscaping professionals?

Landscaper calculating costs of medical, auto, and employee expenses.

Several factors will have an impact on insurance costs, including:

Landscaping services offered
Business equipment and property
Revenue
Location
Number of employees

View Costs

What our customers are saying

"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours. Up to that point, I had spent hours going in circles with others."

Michael D.

Custom programmer

Why do lawn care businesses need insurance?

Running a lawn care business is both rewarding and risky. Hazardous equipment, chemicals, and work vehicles with trailers place you and your employees at higher risk for injuries and lawsuits. Fortunately, lawn care insurance can help you stay in business when facing legal and financial losses.

Compare lawn care business insurance quotes

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