An illness caused by pesticides, or accidental damage to a client's yard, could sink your small business. The right property and liability coverage helps you stay in business when facing legal fees and financial losses.
These lawn care insurance policies cover common risks of your profession.
A general liability policy covers lawsuits over accidental injuries and property damage. Bundle it with commercial property insurance for savings in a business owner's policy (BOP).
This insurance covers vehicles owned by a lawn care business. It helps cover legal fees and damages after an accident, along with vehicle theft, weather damage, and vandalism.
Most states require workers' comp for lawn care businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This insurance policy helps pay for repair or replacement of a lawn care contractor’s lawn mowers, weed whackers, and other tools if they are lost, stolen, or damaged.
License and permit bonds guarantee that a lawn care business will perform the contracted work and adhere to regional regulations. They are a type of surety bond needed for licenses and permits.
It’s easy to get lawn care business insurance coverage if you have your company information on hand. Our insurance application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed agents work with top-rated U.S. insurers to find coverage that fits your lawn care business, whether you work independently or hire employees.