Sports and Fitness Business Insurance

Compare multiple quotes from top carriers with one application.
Or call us at (800) 688-1984
Woman running along side the ocean.
Logos of Insureon's Partners
We partner with trusted A-rated insurance companies

Top fitness professionals we insure

Insureon has helped small businesses like yours secure over 1 million policies.

Don't see your profession? Don't worry. We insure most businesses.

Recommended insurance policies for sports and fitness professionals

From a fire at your gym to an injury during a Zumba session, your fitness studio can survive losses and lawsuits with the right coverage. These policies cover a fitness professional's main risks.

Business owner’s policy icon

Business owner’s policy

This policy combines property insurance and general liability insurance in one plan. A BOP is often the most cost-effective type of sport and fitness business insurance.

BEST FOR
  • Customer injuries
  • Damaged business property
  • Business interruption incidents
General liability insurance icon

General liability insurance

This policy covers the most common sports and fitness risks, including customer injuries. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR
  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for sports and fitness businesses that have employees. It can cover medical costs for work-related injuries.

BEST FOR
  • Employee medical expenses
  • Partial missed wages
  • Lawsuits over employee injuries
Professional liability insurance icon

Professional liability insurance

This policy is also called errors and omissions insurance (E&O). It can cover legal expenses if a business is sued for negligence, such as a client claiming your workout caused an injury.

BEST FOR
  • Lawsuits alleging negligence
  • Failure to deliver promised results
  • Client injury from a fitness session
Looking for different coverage? See more policies.

How much does insurance cost for sports and fitness professionals?

Woman in tank top calculating insurance costs.

Several factors will have an impact on insurance costs, including:

  • Sports and fitness services offered, such as group fitness classes
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
What our customers are saying
"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."
Richard C.
Software / internet design
"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."
Michael D.
Custom programmer
"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."
Esther L.
Management consultant
Insureon customer reviews on Feefo
Compare insurance quotes for fitness businesses
Save money by comparing insurance quotes from multiple carriers.