From a fire at your gym to an injury during a Zumba session, your fitness studio can survive losses and lawsuits with the right coverage. These policies cover a fitness professional's main risks.
This policy covers the most common sports and fitness risks, including customer injuries. Bundle it with property insurance for savings in a business owner’s policy.
A business owner's policy, or BOP, is a cost-effective way for sports and fitness professionals to purchase commercial property insurance and general liability insurance together.
This policy covers legal expenses if a business is sued for negligence, such as a client claiming your workout caused an injury. It's sometimes referred to as errors and omissions insurance (E&O).
Most states require workers' comp for sports and fitness businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Commercial auto insurance covers the cost of an accident involving a vehicle owned by your fitness business. Each state has its own requirements for auto liability insurance.
Cyber liability insurance, also called data breach insurance, covers the cost of a data breach or cyberattack at your fitness business. It's strongly recommended for businesses that store customer information.
There's healthy...and then there's business healthy. Strengthen your small business with the right insurance protection. Small business insurance provides the support you need for heavy lifting. On the job, it always helps to know you have a strong base. And we've got your back with top-rated policies at affordable prices. No matter what big roles your small business has, this is probably the easiest box you can check. Start your application now. Get your policy same day, and smash those goals. Insureon. Protection is peace of mind.
Several factors will have an impact on insurance costs, including: