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From a fire at your gym to an injury during a Zumba session, your fitness studio can survive losses and lawsuits with the right coverage. These policies cover a fitness professional's main risks.
This policy combines property insurance and general liability insurance in one plan. A BOP is often the most cost-effective type of sport and fitness business insurance.
This policy covers the most common sports and fitness risks, including customer injuries. Bundle with property insurance for savings in a business owner’s policy.
Workers’ compensation insurance is required in almost every state for sports and fitness businesses that have employees. It can cover medical costs for work-related injuries.
Professional liability insurance can cover legal expenses if a business is sued for negligence, such as a client claiming your workout caused an injury.
Several factors will have an impact on insurance costs, including: