From a fire at your gym to an injury during a Zumba session, your fitness studio can survive losses and lawsuits with the right coverage. These policies cover a fitness professional's main risks.
This policy combines property insurance and general liability insurance in one plan. A BOP is often the most cost-effective type of sport and fitness business insurance.
This policy covers the most common sports and fitness risks, including customer injuries. Bundle with property insurance for savings in a business owner’s policy.
Most states require workers' comp for sports and fitness businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy is also called errors and omissions insurance (E&O). It can cover legal expenses if a business is sued for negligence, such as a client claiming your workout caused an injury.