Commercial Auto Insurance
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How much does commercial auto insurance cost?

Commercial auto insurance covers the vehicles owned by a business. The cost depends on the number of vehicles and how they are used.

Average commercial auto insurance costs for Insureon customers

For a policy limit of $1 million, the median cost of commercial auto insurance is $142 per month or $1,704 per year. The median cost offers a more accurate estimate of what your business is likely to pay than the average cost of commercial auto insurance because it excludes outlier high and low premiums.

Many small business owners (44%) pay less than $1,500 per year for commercial auto insurance. The figures in the charts below were sourced from an analysis of thousands of insurance policies purchased by Insureon small business customers.

Cost of commercial auto insurance for Insureon customers.

Industry risks affect commercial auto insurance costs

The cost of commercial auto insurance is influenced by the number of vehicles owned by your business, the value of the vehicles, and how often they are driven. Your industry risks also affect how much you will pay for a policy.

To see commercial insurance costs for businesses in your industry, visit our industry-specific cost analyses:

How coverage limits affect insurance costs

If you want commercial auto insurance that pays for a wide range of damage, you will pay more for your policy. High coverage limits cost more than basic coverage. Among Insureon small business customers, the median limit is $1 million for commercial auto insurance.

Learn how commercial auto insurance premiums are calculated.

Learn more about business insurance costs

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