Business insurance can help you keep your doors open despite an injury, kitchen fire, or lawsuit. Insureon helps food and beverage businesses find the policies that match your unique risks.
A BOP bundles commercial property insurance and general liability insurance in one plan. It’s often the most cost-effective type of business insurance for bars and restaurants.
Most states require workers' comp for restaurants and bars that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy covers the most common food and beverage business risks, including customer injury and customer property damage. It’s required for most commercial leases.
This policy covers legal costs and property damage in an accident involving your business vehicle. It also covers vehicle theft and vandalism.
This policy covers legal fees, settlements, and medical costs if your restaurant or bar serves alcohol to someone who then harms others or damages property.
Several factors will have an impact on insurance costs, including: