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Finance and Accounting Business Insurance
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What kind of work do you do?
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Recommended insurance policies for finance and accounting professionals
An accounting error, data breach, or office injury could devastate a small finance business. Business insurance helps accountants and other finance professionals recover quickly from lawsuits and other unexpected costs.
General liability insurance
This policy covers basic accounting risks, such as customer injuries and property damage. Bundle with property insurance for savings in a business owner’s policy.
BEST FOR
- Slip-and-fall accidents
- Damaged customer property
- Libel or slander lawsuits
Professional liability insurance
This policy is also called errors and omissions insurance (E&O). It can cover legal expenses if a business is sued over an error that resulted in financial losses for a client.
BEST FOR
- Accounting errors
- Missed deadlines
- Accusations of negligence
Cyber liability insurance
This policy helps accountants, bookkeepers, and other financial experts survive data breaches and cyberattacks by helping to pay for recovery expenses and associated costs.
BEST FOR
- Data breach lawsuits
- Breach notification expenses
- Fraud monitoring costs
Workers’ compensation insurance
Most states require workers' comp for businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
BEST FOR
- Employee medical expenses
- Missed wages
- Employee injury lawsuits
Fidelity bonds
Fidelity bonds compensate clients for employee theft, including theft by electronic funds transfer. They're also called employee dishonesty bonds.
BEST FOR
- Employee theft
- Employee fraud
- Contract requirements
Looking for different coverage? See more policies.
How much does insurance cost for finance and accounting professionals?
Several factors will have an impact on insurance costs, including:
- Accounting and finance services offered
- Business equipment and property
- Revenue
- Location
- Number of employees
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