Landscaping Business Insurance

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What kind of work do you do?
Landscaper installing turf into a yard.
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Top landscaping businesses we insure

Insureon has helped small businesses secure over 1 million policies.

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We insure most businesses.

Recommended insurance policies for landscaping professionals

Equipment theft, an injury, or a lawsuit could devastate your small landscaping business. Find coverage that matches the unique risks faced by lawn care and landscaping professionals.

General liability insurance icon

General liability insurance

This policy covers common landscaping risks, such as accidental damage to a client's yard. Bundle it with property insurance for savings in a business owner’s policy.

  • Slip-and-fall accidents
  • Damaged customer property
  • Libel / slander lawsuits
Business owner’s policy icon

Business owner's policy

A business owner's policy, or BOP, is a cost-effective way for landscaping businesses to buy general liability coverage and commercial property insurance together.

  • Slip-and-fall injuries
  • Accidental damage to a client's property
  • Business property damage and theft
Commercial auto insurance icon

Commercial auto insurance

This policy covers legal costs and property damage in an accident involving a landscaping business's vehicle. It also covers vehicle theft and vandalism.

  • Auto accidents
  • Vehicle theft
  • Vandalism and weather damage
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for lawn care and landscaping companies that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Disability benefits
  • Lawsuits from employee injuries
Contractor’s tools and equipment coverage icon

Contractor’s tools and equipment insurance

This policy helps pay for repair or replacement of lawn mowers, chainsaws, and other tools if they are lost, stolen, or damaged. The items typically must be less than five years old.

  • Equipment less than five years old
  • Mobile equipment 
  • Small tools
Cyber liability insurance icon

Cyber liability insurance

This policy helps landscaping businesses recover from cyberattacks and data breaches. It's recommended for small businesses that handle sensitive information.

  • Data breach notification expenses
  • Fraud monitoring services
  • Data breach investigations
Looking for different coverage? See more policies.

How to get business insurance today

Easily apply online, compare quotes from top carriers in seconds, and get your certificate of insurance the same day.
View video transcript.

We're on top of your small and medium-sized business insurance needs. We'll help you find policies that protect what you've worked so hard to build. Start here. Tell us about yourself. Questions? We've got your back. The info you share is secure. We'll double-check it and a pro with experience in your field will be in touch. Fast? You can compare quotes from leading insurance providers in seconds and get a certificate of insurance the same day. Always online, always on your side. Helping protect your business.

How much does insurance cost for landscaping businesses?

A tree service professional calculating their business insurance costs

Several factors determine the cost of insurance and license/permit bonds for landscapers:

  • Landscaping services offered
  • Business property and equipment
  • Business income
  • Number of employees
  • Types of insurance purchased
  • Policy limits and deductibles
View Costs
What our customers are saying
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