Landscaping Business Insurance

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Choose the best rate and coverage

Insureon helps landscaping professionals compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

Common insurance policies for landscaping professionals

Landscaping businesses can survive equipment theft, injuries, and lawsuits with the right coverage. Insureon has helped lawn care and landscaping professionals secure about 3,500 policies.

General liability insurance icon

General liability insurance

This policy covers common landscaping risks, such as accidental damage to a client's lawn. Bundle with property insurance for savings in a business owner’s policy.

  • Slip-and-fall accidents
  • Damaged customer property
  • Libel / slander lawsuits
Commercial auto insurance icon

Commercial auto insurance

This policy covers vehicles owned by a landscaping business. It pays for damages after an accident along with vehicle theft, weather damage, and vandalism.

  • Auto accidents
  • Vehicle theft
  • Vandalism and weather damage
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for lawn care and landscaping companies that have employees. It can cover medical costs for work injuries.

  • Employee medical expenses
  • Partial missed wages
  • Lawsuits over employee injuries
Contractor’s tools and equipment coverage icon

Contractor’s tools and equipment insurance

This policy helps pay for repair or replacement of lawn mowers, chainsaws, and other tools if they are lost, stolen, or damaged. The items typically must be less than five years old.

  • Equipment less than five years old
  • Mobile equipment 
  • Small tools
Looking for different coverage? See more policies.

How much does insurance cost for landscaping businesses?

Landscaper calculating costs of medical, auto, and employee expenses.

Several factors will have an impact on insurance costs, including:

  • Landscaping services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
What our customers are saying
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