Equipment theft, an injury, or a lawsuit could devastate your small landscaping business. Find coverage that matches the unique risks faced by lawn care and landscaping professionals.
This policy covers common landscaping risks, such as accidental damage to a client's yard. Bundle with property insurance for savings in a business owner’s policy (BOP).
This policy covers legal costs and property damage in an accident involving a landscaping business's vehicle. It also covers vehicle theft and vandalism.
Most states require workers' comp for lawn care and landscaping companies that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy helps pay for repair or replacement of lawn mowers, chainsaws, and other tools if they are lost, stolen, or damaged. The items typically must be less than five years old.
License and permit bonds guarantee that a landscaping business will perform the contracted work and adhere to regional regulations. They are a type of surety bond needed for licenses and permits.