Landscaping Business Insurance

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Irrigation Landscape design Lawn care Tree service

Choose the best rate and coverage

Insureon helps landscaping professionals compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

Common insurance policies for landscaping professionals

Landscaping businesses can survive equipment theft, injuries, and lawsuits with the right coverage. Insureon has helped lawn care and landscaping professionals secure about 3,500 policies.

General liability insurance

This policy covers common landscaping risks, such as accidental damage to a client's lawn. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR

Slip-and-fall accidents
Damaged customer property
Libel / slander lawsuits

Commercial auto insurance

This policy covers vehicles owned by a landscaping business. It pays for damages after an accident along with vehicle theft, weather damage, and vandalism.

BEST FOR

Auto accidents
Vehicle theft
Vandalism and weather damage

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for lawn care and landscaping companies that have employees. It can cover medical costs for work injuries.

BEST FOR

Employee medical expenses
Partial missed wages
Lawsuits over employee injuries

Contractor’s tools and equipment insurance

This policy helps pay for repair or replacement of lawn mowers, chainsaws, and other tools if they are lost, stolen, or damaged. The items typically must be less than five years old.

BEST FOR

Equipment less than five years old
Mobile equipment
Small tools

Looking for different coverage? See more policies.

How much does insurance cost for landscaping businesses?

Landscaper calculating costs of medical, auto, and employee expenses.

Several factors will have an impact on insurance costs, including:

Landscaping services offered
Business equipment and property
Revenue
Location
Number of employees

View Costs

What our customers are saying

"I was confused about what type of coverage I needed and Holly was extremely helpful. Way more helpful than I had experienced with other companies. I got the exact coverage I needed!"

Jessica Shannon

Customer since 2016

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