Landscaping Business Insurance

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Professions we insure:

Irrigation Landscape design Lawn care Tree service

Choose the best rate and coverage

Insureon helps landscaping professionals compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

Common insurance policies for landscaping professionals

Landscaping businesses can survive equipment theft, injuries, and lawsuits with the right coverage. Insureon has helped lawn care and landscaping professionals secure about 3,500 policies.

General liability insurance

This policy covers common landscaping risks, such as accidental damage to a client's lawn. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR

Slip-and-fall accidents
Damaged customer property
Libel / slander lawsuits

Commercial auto insurance

This policy covers vehicles owned by a landscaping business. It pays for damages after an accident along with vehicle theft, weather damage, and vandalism.

BEST FOR

Auto accidents
Vehicle theft
Vandalism and weather damage

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for lawn care and landscaping companies that have employees. It can cover medical costs for work injuries.

BEST FOR

Employee medical expenses
Partial missed wages
Lawsuits over employee injuries

Contractor’s tools and equipment insurance

This policy helps pay for repair or replacement of lawn mowers, chainsaws, and other tools if they are lost, stolen, or damaged. The items typically must be less than five years old.

BEST FOR

Equipment less than five years old
Mobile equipment
Small tools

Looking for different coverage? See more policies.

How much does insurance cost for landscaping businesses?

Landscaper calculating costs of medical, auto, and employee expenses.

Several factors will have an impact on insurance costs, including:

Landscaping services offered
Business equipment and property
Revenue
Location
Number of employees

View Costs

What our customers are saying

"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."

Richard C.

Software / internet design

"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."

Michael D.

Custom programmer

"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."

Esther L.

Management consultant

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