Business Insurance for Landscape Designers

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Landscape Design & Installation
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Save money by comparing insurance quotes for landscape designers

Accidental damage to a client's property could result in a lawsuit. Shield your small business with insurance tailored for landscape designers.

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Multiple quotes with one application

Insureon helps landscape designers compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of insurance do landscape designers need?

These policies cover the most common risks in landscape design.

General liability insurance icon

General liability insurance

This policy covers basic landscape design risks, such as a lawsuit from a client who tripped over hedge clippers. Bundle with property insurance for savings in a business owner's policy (BOP).

  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
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Commercial auto insurance

This policy covers vehicles owned by a landscape design business. It pays for expenses after an accident, vehicle theft, vandalism, and weather damage.

  • Car accidents
  • Vandalism and theft
  • Weather damage
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for landscape design businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Missed wages
  • Legal costs
Contractor’s tools and equipment coverage icon

Contractor’s tools and equipment insurance

This policy helps pay for repair or replacement of a gardener or landscaper's shovels, hand pruners, and other tools if they are lost, stolen, or damaged.

  • Equipment less than five years old
  • Mobile equipment
  • Small tools
Looking for different coverage? See more policies.

Why do landscape designers need insurance?

Landscape designers often take on projects like assembling decks, planting shrubs, and installing ponds. That opens up the possibility of employee injuries, or accidental damage to a client's property. Landscape design insurance mitigates the costs of injuries, lawsuits, stolen tools, and more.

How much does insurance cost for landscaping professionals?

Landscaper calculating costs of medical, auto, and employee expenses.

Several factors will have an impact on insurance costs, including:

  • Landscaping services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
What our customers are saying
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"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."
Richard C.
Software / internet design
"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."
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"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."
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Top landscaping businesses we insure

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Landscape Design & Installation