Whether you design landscapes from an office or on site, your vision will become a real setting that people will explore. That opens up the possibility of injuries, or accidental damage to someone else's property. Shield your small business with insurance coverage tailored for landscape designers.
These policies cover the most common risks in landscape design.
A general liability policy covers basic third-party risks, such as a lawsuit from a customer who tripped over hedge clippers. Bundle it with commercial property insurance for savings in a business owner's policy (BOP).
State laws require a commercial auto policy for any vehicle owned by a landscape design company. It helps cover financial losses when a business vehicle gets into an accident.
Most states require workers' comp for landscape design businesses that have employees. It also protects sole proprietors from work-related medical bills that health insurance might deny.
This policy helps pay for repair or replacement of a landscape contractor’s shovels, hand pruners, and other tools. It's a type of inland marine insurance.
License and permit bonds guarantee that a landscape design business will perform the contracted work and adhere to regional regulations. They are a type of surety bond needed for licenses and permits.
It's easy to get landscape designer insurance and landscape architect insurance if you have your company information on hand. Our application will ask for basic facts about your company, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed agents work with top-rated U.S. providers to find the right landscaping insurance for your business, whether you work independently or hire employees.