Business Insurance for Landscape Designers

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Save money by comparing insurance quotes for landscape designers

Accidental damage to a client's property could result in a lawsuit. Shield your small business with insurance tailored for landscape designers.

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Multiple quotes with one application

Insureon helps landscape designers compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of insurance do landscape designers need?

These policies provide coverage for the most common risks in landscape design.

General liability insurance icon

General liability insurance

This policy covers basic landscape design risks, such as a lawsuit stemming from a client tripping over your hedge clippers. Bundle with property insurance for savings in a BOP.

BEST FOR
  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
Commercial auto insurance icon

Commercial auto insurance

This policy covers vehicles owned by a landscape design business. It pays for expenses after an accident, vehicle theft, vandalism, and weather damage.

BEST FOR
  • Car accidents
  • Vandalism and theft
  • Weather damage
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for landscape design businesses that have employees. It can cover medical bills for work-related injuries.

BEST FOR
  • Employee medical expenses
  • Missed wages
  • Legal costs
Contractor’s tools and equipment coverage icon

Contractor’s tools and equipment insurance

This policy helps pay for repair or replacement of a landscape gardener or designer’s shovels, hand pruners, and other tools if they are lost, stolen, or damaged.

BEST FOR
  • Equipment less than five years old
  • Mobile equipment
  • Small tools
Looking for different coverage? See more policies.

How much does insurance cost for landscaping professionals?

Landscaper calculating costs of medical, auto, and employee expenses.

Several factors will have an impact on insurance costs, including:

  • Landscaping services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
What our customers are saying
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Why do landscape designers need insurance?

Landscape designers often take on projects like assembling decks, planting shrubs, and installing ponds. That opens up the possibility of employee injuries, or accidental damage to a client's property. Landscape design insurance mitigates the costs of injuries, lawsuits, stolen tools, and more.

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