Nail guns, saws, and the other tools of your trade make carpentry a risky business. Protect your small business against injuries, lawsuits, and theft with affordable insurance for carpenters.
These policies provide coverage for the most common carpentry risks.
This policy covers basic carpentry risks, such as a client tripping over your toolbox. Bundle with commercial property insurance for savings in a business owner’s policy (BOP).
Most states require workers' comp for carpentry businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy covers third-party bodily injury and property damage caused by carpentry vehicles. It can also pay for repairs to vehicles damaged by weather or vandalism.
This policy helps pay for repair or replacement of saws, finish nailers, and other tools if they are lost, stolen, or damaged. It's a type of inland marine insurance.
A professional liability insurance policy covers legal costs when a carpenter is sued for a professional mistake or oversight. It's also called errors and omissions insurance (E&O).
A surety bond is an agreement between a carpenter, a client, and an insurance company. It guarantees the insurer will reimburse the client if the carpenter fails to fulfill the terms of their contract.
It’s easy to get insurance coverage as a carpenter if you have your business information on hand. Our insurance application will ask for basic facts about your business, such as revenue and number of employees. Small business owners can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed agents work with top-rated U.S. insurers to find coverage that fits your carpentry shop, whether you work independently or hire employees.