Business Insurance for Restaurants

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Without insurance, a minor incident at your restaurant could turn into a catastrophe. Policies designed for restaurants protect against food poisoning, kitchen fires, and other risks your business faces each day.
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One application, multiple quotes

Insureon helps restaurant owners compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

How much does restaurant insurance cost?

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Several factors will have an impact on restaurant insurance costs, including:

  • Restaurant equipment and property
  • Services offered by your restaurant
  • Revenue
  • Location
  • Number of employees
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What our customers are saying
"I was confused about what type of coverage I needed and Holly was extremely helpful. Way more helpful than I had experienced with other companies. I got the exact coverage I needed!"
Jessica Shannon
Customer since 2016
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Why do restaurants need insurance?

A power outage that destroys your inventory, a claim of food poisoning, or a chef's injury could affect even the best prepared restaurant. Because the cost of a lawsuit or other unexpected incident can potentially devastate your restaurant, it's better to obtain insurance rather than gamble with exposure to risks.
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