Business Insurance for Restaurants

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Save money by comparing restaurant insurance quotes 

Without insurance, a minor incident at your restaurant could turn into a catastrophe. Policies designed for restaurants protect against food poisoning, kitchen fires, and other risks your business faces each day.
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One application, multiple quotes

Insureon helps restaurant owners compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of business insurance do restaurants need?

These policies provide coverage for the most common risks restaurants face.

Looking for different coverage? See more policies.

How much does restaurant insurance cost?

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Several factors will have an impact on restaurant insurance costs, including:

  • Restaurant equipment and property
  • Services offered by your restaurant
  • Revenue
  • Location
  • Number of employees
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What our customers are saying
"I was confused about what type of coverage I needed and Holly was extremely helpful. Way more helpful than I had experienced with other companies. I got the exact coverage I needed!"
Jessica Shannon
Customer since 2016
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Why do restaurants need insurance?

A power outage that destroys your inventory, a claim of food poisoning, or a chef's injury could affect even the best prepared restaurant. Because the cost of a lawsuit or other unexpected incident can potentially devastate your restaurant, it's better to obtain insurance rather than gamble with exposure to risks.
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