Without small business insurance, a minor incident at your restaurant could turn into a catastrophe. Prepare for unexpected events with policies designed to address the unique risks restaurants face each day.
These policies provide coverage for the most common risks and lawsuits.
Several factors will have an impact on insurance costs, including:
Sometimes owning a restaurant can feel like a delicate balancing act. Your kitchen, employees, suppliers, and equipment all work together to create a memorable dining experience for guests. Restaurant insurance acts as a safety net for when worst-case scenarios disrupt that experience.
Even the most prepared restaurants can be affected by equipment malfunctions, food spoilage, and customer injuries. Because the costs of liability claims and property damage can potentially devastate your business, it's better to tread on the side of caution than to gamble with exposure to costly risks.