Information Technology Business Insurance

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Recommended insurance policies for technology companies and consultants

With the right insurance coverage, your business can rebound from a lawsuit, cyberattacks, and other risks you face every day. These policies provide crucial financial protection for technology businesses.

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Technology errors and omissions insurance

This policy covers legal costs related to work performance, such as a programmer who misses a deadline. It's also called tech E&O or technology professional liability insurance.

  • Work errors and oversights
  • Accusations of negligence
  • Failure to provide technology services
Cyber liability insurance icon

Cyber liability insurance

This technology insurance helps IT businesses survive data breaches and cyberattacks by paying for client notification costs, legal fees, and other related expenses.

  • Data breach lawsuits
  • Client notification expenses
  • Fraud monitoring costs
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Fidelity bonds

Fidelity bonds provide reimbursement for your client if one of your employees steals from them, including theft by electronic funds transfer. They're also called employee dishonesty bonds.

  • Employee theft or fraud
  • Unlawful data access by an employee
  • Illegal fund transfer by an employee
General liability insurance icon

General liability insurance

This policy covers basic IT business risks, including customer property damage and injuries. Bundle with property insurance for savings in a business owner’s policy.
  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require IT businesses with employees to buy workers’ compensation. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Healthcare for work-related injuries
  • Disability benefits
  • Employee injury lawsuits
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Commercial auto insurance

Commercial auto insurance can help cover third-party property damage and injuries in an accident, along with vehicle theft, weather damage, and vandalism.

  • Car accidents
  • Vandalism and theft
  • Weather damage
Looking for different coverage? See more policies.

How to protect your business from cyberattacks

How much does insurance cost for IT businesses?

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Several factors will have an impact on tech insurance costs, including:

  • IT services offered
  • Business equipment and property
  • Tech company size and revenue
  • Insurance products purchased
  • Coverage needs, such as certain policy limits
  • Number of employees
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What our customers are saying
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"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."
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Software / internet design
"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."
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"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."
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