Information Technology Business Insurance

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Common insurance policies for technology companies and consultants

With the right insurance, your business can rebound from a lawsuit, fire, and other risks you face every day. Insureon has helped information technology business owners secure 125,000 policies.

Errors and omissions insurance icon

Errors and omissions insurance

Technology E&O covers legal defense costs related to work performance, such as a lawsuit over a mistake or missed deadline. This policy is also called professional liability insurance.

  • Work errors and oversights
  • Accusations of negligence
  • Failure to provide technology services
Cyber liability insurance icon

Cyber liability insurance

This policy helps IT businesses survive data breaches and cyberattacks by paying for client notification costs, legal fees, and other related expenses.

  • Data breach lawsuits
  • Client notification expenses
  • Fraud monitoring costs
Fidelity bond icon

Fidelity bonds

Fidelity bonds, also called employee dishonesty bonds, cover client accusations of employee theft, including theft by electronic funds transfer.

  • Employee theft or fraud
  • Unlawful data access by an employee
  • Illegal fund transfer by an employee
General liability insurance icon

General liability insurance

This policy covers basic IT business risks, including customer property damage and injuries. Bundle with property insurance for savings in a business owner’s policy.
  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require IT businesses with employees to buy workers’ comp, which can cover medical bills and lost wages for work-related injuries and illnesses.
  • Employee medical expenses
  • Missed wages
  • Legal costs
Commercial auto insurance icon

Commercial auto insurance

Commercial auto insurance can help cover property damage and medical bills in an accident, along with vehicle theft, weather damage, and vandalism.

  • Car accidents
  • Vandalism and theft
  • Weather damage
Looking for different coverage? See more policies.

How much does insurance cost for IT businesses?

Male IT worker making calculations.

Several factors will have an impact on insurance costs, including:

  • IT services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
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