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Information Technology Business Insurance
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Recommended insurance policies for technology companies and consultants
With the right insurance, your business can rebound from a lawsuit, fire, and other risks you face every day. These policies provide crucial financial protection for technology businesses.
Errors and omissions insurance
Technology E&O covers legal defense costs related to work performance, such as a lawsuit over a mistake or missed deadline. This policy is also called professional liability insurance.
BEST FOR
- Work errors and oversights
- Accusations of negligence
- Failure to provide technology services
Cyber liability insurance
This policy helps IT businesses survive data breaches and cyberattacks by paying for client notification costs, legal fees, and other related expenses.
BEST FOR
- Data breach lawsuits
- Client notification expenses
- Fraud monitoring costs
Fidelity bonds
Fidelity bonds, also called employee dishonesty bonds, cover client accusations of employee theft, including theft by electronic funds transfer.
BEST FOR
- Employee theft or fraud
- Unlawful data access by an employee
- Illegal fund transfer by an employee
General liability insurance
This policy covers basic IT business risks, including customer property damage and injuries. Bundle with property insurance for savings in a business owner’s policy.
BEST FOR
- Slip-and-fall accidents
- Damaged customer property
- Libel or slander lawsuits
Workers’ compensation insurance
Most states require IT businesses with employees to buy workers’ comp, which can cover medical bills and lost wages for work-related injuries and illnesses.
BEST FOR
- Employee medical expenses
- Missed wages
- Legal costs
Commercial auto insurance
Commercial auto insurance can help cover third-party property damage and injuries in an accident, along with vehicle theft, weather damage, and vandalism.
BEST FOR
- Car accidents
- Vandalism and theft
- Weather damage
Looking for different coverage? See more policies.
How to get business insurance today
Easily apply online, compare quotes from top carriers in seconds, and get your certificate of insurance the same day.
How much does insurance cost for IT businesses?
Several factors will have an impact on insurance costs, including:
- IT services offered
- Business equipment and property
- Revenue
- Location
- Number of employees
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