Business Insurance for Web Hosting

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Website Hosting / ASP / SaaS / Data Center / Cloud Services
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Why do web hosting businesses need insurance?

A server failure that affects clients could lead to a lawsuit. Web hosting insurance helps cover financial losses from data breaches, technical issues that impact your clients, injuries, and other risks.

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Find affordable coverage

Web hosting professionals can save money by comparing free quotes from top insurers.

Fill out Insureon's easy online application to get quotes and advice from a licensed insurance agent.

What types of insurance do web hosting professionals need?

These insurance policies cover the most common risks of web hosting.

Errors and omissions insurance icon

Technology errors and omissions insurance

Technology E&O, also called professional liability insurance, covers legal fees related to the quality of your web hosting services. You can often add intellectual property and media liability coverage.

  • Technical errors
  • Website downtime
  • Client data loss
Cyber liability insurance icon

Cyber liability insurance

This type of small business insurance protects against data breaches and cyberattacks by helping to pay for recovery expenses, client lawsuits, and other related costs.

  • Data breach lawsuits
  • Client notification expenses
  • Fraud monitoring costs
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Fidelity bonds

Fidelity bonds compensate a web hosting company's clients if an employee steals from them. They are often required by client contracts.

  • Employee theft or fraud
  • Unlawful data access by an employee
  • Illegal funds transfer by an employee
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General liability insurance

A general liability policy covers basic risks, such as damage to client property. Bundle with commercial property insurance for savings in a business owner’s policy (BOP).

  • Third-party bodily injury
  • Damaged customer property
  • Libel and other advertising injuries
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for web hosting businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Missed wages
  • Legal costs
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Commercial auto insurance

This type of coverage pays for property damage and legal expenses in an accident involving a commercial vehicle. Most states require it for business-owned vehicles.

  • Car accidents
  • Vehicle theft
  • Weather damage
Looking for different coverage? See more policies.

How much does technology business insurance cost?

IT worker making calculations.

A small business with a few workers will pay less for insurance than a large company with a dozen employees.

Factors that affect premiums include:

  • Services offered
  • Business property and equipment
  • Business revenue
  • Types of insurance coverage purchased
  • Policy limits and deductibles
View Costs

How do I get web hosting business insurance?

It's easy to get web hosting business insurance if you have your company information on hand. Our insurance application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:

  1. Complete a free online application
  2. Compare insurance quotes and choose policies
  3. Pay for your policy and download a certificate

Insureon's licensed agents work with top-rated U.S. insurance companies to find coverage that fits your web hosting business, whether you work independently or hire employees.

What our customers are saying
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"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."
Richard C.
Software / internet design
"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."
Michael D.
"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."
Esther L.
Management consultant
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