Housekeeping insurance can help cover costs if a client slips on a wet floor and suffers an injury, or an employee steals property from a client's home. Some clients may require proof of insurance before they'll hire you.
These policies provide coverage for common risks faced by house cleaners.
This policy protects house cleaning businesses against common risks, such as client injuries and damage to client property. Add lost key coverage for more complete protection.
Most states require workers' comp for house cleaning businesses with employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Commercial auto insurance is usually required for business vehicles. It covers third-party medical bills and property damage in an accident, along with vehicle damage.
A business owner's policy (BOP) is an affordable way for house cleaning companies to buy general liability coverage and commercial property insurance together.
Commercial umbrella insurance boosts the policy limits of a house cleaning service's general liability, commercial auto, and employer's liability insurance.
Janitorial bonds are a type of surety bond that protect your house cleaning clients if one of your employees steals their cash or belongings.
It’s easy to get insurance coverage as a house cleaner or owner of a cleaning business if you have your business information on hand. Our insurance application will ask for basic facts about your company, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed agents work with top-rated U.S. insurers to find coverage that fits your house cleaning business, whether you work independently or hire employees.