New Hampshire state law requires all businesses with employees, full-time or part-time, to carry workers’ compensation insurance. This policy covers medical bills for work injuries and illnesses.
Business-owned vehicles in New Hampshire do not need to be covered by commercial auto insurance. If you decide to purchase insurance, however, the state imposes coverage minimums. New Hampshire requires:
Personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.
In New Hampshire, insurance agents, agencies, and brokers are licensed by the New Hampshire Insurance Department. Insureon is licensed in New Hampshire as BIN Insurance Holdings LLC (NPN 15752926) for property and casualty insurance and for surplus lines (license number 2071062). Verify our licensure with the New Hampshire Insurance Department Licensee Look-up.