New Hampshire state law requires all businesses with employees, full-time or part-time, to carry workers’ compensation insurance. This policy covers medical bills for work injuries and illnesses.
Business-owned vehicles in New Hampshire do not need to be covered by commercial auto insurance. If you decide to purchase insurance, however, the state imposes coverage minimums. New Hampshire requires:
Personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.
This policy is important for all New Hampshire businesses. It covers common risks, including customer property damage and injuries. Most commercial leases require this coverage.
This policy, also called errors and omissions insurance, protects professionals whose work depends on their expertise. It covers client lawsuits over mistakes and missed deadlines.
This policy helps New Hampshire businesses survive data breaches and cyberattacks by paying for client notification costs, legal fees, and other related expenses.
This policy bundles property insurance and general liability insurance in one plan. It's often the most cost-effective type of commercial insurance for a New Hampshire business.
State law requires workers’ compensation insurance for all New Hampshire businesses with employees. It can cover medical costs for work injuries and illnesses.
This policy protects business-owned vehicles in New Hampshire. It covers injuries and property damage in an accident, along with vehicle theft, vandalism, and weather damage.
In New Hampshire, insurance agents, agencies, and brokers are licensed by the New Hampshire Insurance Department. Insureon is licensed in New Hampshire as BIN Insurance Holdings LLC (NPN 15752926) for property and casualty insurance and for surplus lines (license number 2071062). Verify our licensure with the New Hampshire Insurance Department Licensee Look-up.