Business Insurance for Architects

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If a client claims that plans you provided were incomplete or inaccurate, you could face a lawsuit. Architect insurance protects your business with policies addressing client dissatisfaction and other risks.

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One application, multiple quotes

Insureon helps architects compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of business insurance do architects need?

These policies cover the most common risks for architecture businesses.

General liability insurance icon

General liability insurance

This policy covers basic architect risks, such as customer property damage and injuries. Bundle with property insurance for savings in a business owner’s policy.

  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
Business owner’s policy icon

Business owner’s policy

This policy bundles property insurance and general liability insurance in one plan. A BOP is often one of the most cost-effective commercial insurance policies for an architect.

  • Customer injuries
  • Damaged customer property
  • Damaged business property
Professional liability insurance icon

Professional liability insurance

This policy, also called errors and omissions insurance (E&O), is important for design professionals like architects. It can cover legal fees related to work performance.

  • Contract disputes
  • Accusations of negligence
  • Design errors and oversights
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ comp is required in almost every state for architecture businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Partial missed wages
  • Lawsuits over employee injuries
Looking for different coverage? See more policies.

Why do architects need insurance?

Designing or renovating a building poses significant challenges and risks for your architectural firm. If something goes wrong, or a client accuses you of causing project delays, it can leave your business vulnerable to lawsuits. Insurance for architects provides legal and financial protections for your firm.

How much does insurance cost for architects?

Building design professional doing calculations.

Several factors will have an impact on insurance costs, including:

  • Architectural services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
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