Designing or renovating a building poses significant challenges and risks for your architectural firm. If a client sues over scope creep, or a design flaw leads to an injury, your business could face a lawsuit. Insurance for architects protects against legal costs, medical bills, and other losses.
With Insureon, architects can get insurance coverage the same day they apply for quotes.
Fill out our easy online application to compare quotes from top-rated providers.
These insurance policies cover the most common risks for architects.
A commercial general liability policy covers basic risks, including customer slip-and-fall injuries. Bundle it with property insurance for savings in a business owner’s policy (BOP).
A business owner's policy, or BOP, is a cost-effective way for architects to buy commercial property insurance and general liability coverage together.
Professional liability coverage helps pay for legal defense costs related to work performance, such as an error in a blueprint. It's also called errors and omissions insurance or E&O insurance.
Workers’ comp is required in almost every state for architecture businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy helps architects recover from data breaches and cyberattacks. It's strongly recommended for any small business that handles sensitive information.
This policy helps cover the cost of property damage and injuries in an accident involving a vehicle owned by an architecture firm. Each state has its own requirements for auto liability insurance.
A small business with a few architects will pay less for insurance than a large company.
Factors that affect premiums include:
It's easy to get architect business insurance coverage and surety bonds if you have your company information on hand. Our application will ask for basic facts about your company, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right coverage for your architecture firm, whether you work independently or hire employees.