Business Insurance for Architects

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Architects

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Save money by comparing insurance quotes for architects

If a client claims that plans you provided were incomplete or inaccurate, you could face a lawsuit. Architect insurance protects your business with policies addressing client dissatisfaction and other risks.

One application, multiple quotes

Insureon helps architects compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of business insurance do architects need?

These policies cover the most common risks for architecture businesses.

General liability insurance

This policy covers basic architect risks, such as customer property damage and injuries. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR

Slip-and-fall accidents
Damaged customer property
Libel or slander lawsuits

Business owner’s policy

This policy bundles property insurance and general liability insurance in one plan. A BOP is often one of the most cost-effective commercial insurance policies for an architect.

BEST FOR

Customer injuries
Damaged customer property
Damaged business property

Professional liability insurance

This policy, also called errors and omissions insurance (E&O), is important for design professionals like architects. It can cover legal fees related to work performance.

BEST FOR

Contract disputes
Accusations of negligence
Design errors and oversights

Workers’ compensation insurance

Workers’ comp is required in almost every state for architecture businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

BEST FOR

Employee medical expenses
Partial missed wages
Lawsuits over employee injuries

Looking for different coverage? See more policies.

Why do architects need insurance?

Designing or renovating a building poses significant challenges and risks for your architectural firm. If something goes wrong, or a client accuses you of causing project delays, it can leave your business vulnerable to lawsuits. Insurance for architects provides legal and financial protections for your firm.

See architect insurance requirements in your state

Choose your state to learn about insurance requirements for architects.

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How much does insurance cost for architects?

Building design professional doing calculations.

Several factors will have an impact on insurance costs, including:

Architectural services offered
Business equipment and property
Revenue
Location
Number of employees

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What our customers are saying

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