Business Insurance for IT Consultants

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IT Project Management and Business Consulting
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Why do IT consultants need insurance?

A claim that your advice caused a financial loss could devastate a small technology consulting company. IT consulting insurance covers legal fees from dissatisfied clients. It can also cover injuries, theft, and other risks.

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Find the right coverage

Insureon helps IT consultants find insurance coverage that matches your unique risks.

Get free expert advice and peace of mind knowing you have the right property and liability coverage for your consulting firm.

Which business insurance policies does an IT consultant need?

These policies provide coverage for the most common IT consulting risks.

Errors and omissions insurance icon

Errors and omissions insurance

E&O, also called professional liability insurance, is crucial for IT consulting and other professional services. It covers lawsuits related to work performance, such as claims that your advice caused financial harm.

BEST FOR
  • Failure to deliver promised services
  • Accusations of negligence
  • Work errors and oversights
Cyber liability insurance icon

Cyber liability insurance

A cyber liability insurance policy helps technology consulting businesses survive data breaches and cyberattacks by helping to pay for recovery expenses and associated costs.

BEST FOR
  • Data breach legal costs
  • Client notification expenses
  • Fraud monitoring costs
Fidelity bond icon

Fidelity bonds

This bond, also called an employee dishonesty bond, compensates clients if an employee at your consulting firm steals from them. It's often required for client contracts.

BEST FOR
  • Employee theft or fraud
  • Unlawful data access by an employee
  • Illegal fund transfer by an employee
General liability insurance icon

General liability insurance

This policy covers risks every IT consultant faces, such as accidental damage to a client's laptop. Bundle it with property insurance for savings in a business owner’s policy (BOP).

BEST FOR
  • Client bodily injuries
  • Damaged client property
  • Slander and other personal injuries
Workers’ compensation insurance icon

Workers’ compensation insurance

Small business owners buy this policy to meet state insurance requirements for employees. It also protects sole proprietors from work injury costs that health insurance might deny.

BEST FOR
  • Employee medical expenses
  • Disability benefits
  • Employee injury lawsuits
Commercial auto insurance icon

Commercial auto insurance

Commercial auto insurance can pay for property damage and medical bills in an accident involving a company vehicle. Most states require it for business-owned vehicles.

BEST FOR
  • Car accidents
  • Vehicle theft and vandalism
  • Weather damage
Looking for different coverage? See more policies.

How much does IT consultant insurance cost?

IT worker making calculations.

A small firm with a few consultants will pay less for insurance than a larger company.

Factors that affect premiums include:

  • Services offered
  • Business property and equipment
  • Types of insurance purchased
  • Policy limits and deductibles
  • Claims history
View Costs

How do I get IT consultant insurance?

It's easy to get IT consulting business insurance if you have your company information on hand. Our insurance application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:

  1. Complete a free online application
  2. Compare insurance quotes and choose policies
  3. Pay for your policy and download a certificate

Insureon's licensed insurance agents work with top-rated U.S. providers to find coverage that fits your IT consulting firm, whether you work independently or hire employees.

What our customers are saying
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"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."
Richard C.
Software / internet design
"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."
Michael D.
Programmer
"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."
Esther L.
Management consultant
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IT Project Management and Business Consulting