Business Insurance for IT Consultants

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Save money by comparing IT consultant insurance quotes

A claim that your advice caused financial harm could devastate a small consulting company. Safeguard your business with policies designed for the unique challenges facing IT consultants.
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One application, multiple quotes

Insureon helps IT consultants compare insurance quotes from top U.S. carriers with one easy online application.

Which business insurance policies does an IT consultant need?

These policies provide coverage for the most common IT consulting risks.

Errors and omissions insurance icon

Errors and omissions insurance

Technology E&O is crucial for IT consultants. It covers lawsuits related to work performance, such as claims that your advice caused financial harm.

BEST FOR
  • Failure to deliver promised technology services
  • Accusations of negligence
  • Work errors and oversights
Cyber liability insurance icon

Cyber liability insurance

This policy helps IT consulting businesses survive data breaches and cyberattacks by helping to pay for recovery expenses and associated costs.

BEST FOR
  • Data breach lawsuits
  • Client notification expenses
  • Fraud monitoring costs
Fidelity bond icon

Fidelity bonds

This bond, also called an employee dishonesty bond, covers client accusations of employee theft, including theft by electronic funds transfer.

BEST FOR
  • Employee theft or fraud
  • Unlawful data access by an employee
  • Illegal fund transfer by an employee
General liability insurance icon

General liability insurance

This policy covers risks every IT consultant faces, such as accidental client injury in your office. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR
  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for IT consulting businesses that have employees. It can cover medical fees for work-related injuries.

BEST FOR
  • Employee medical expenses
  • Missed wages
  • Legal costs
Commercial auto insurance icon

Commercial auto insurance

Commercial auto insurance can pay for property damage and medical bills in an accident involving a company-owned vehicle. It also covers theft and weather damage.

BEST FOR
  • Car accidents
  • Vandalism and theft
  • Weather damage
Looking for different coverage? See more policies.

How much does technology business insurance cost?

Male IT worker making calculations.

Several factors will have an impact on insurance costs, including:

  • IT services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
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Why do IT consultants need insurance?

Your business strives to deliver IT solutions to your clients, but that doesn’t mean everyone will be satisfied with the results. IT consulting insurance provides coverage for expenses related to lawsuits if someone claims your services caused financial harm. It can also cover injuries, property damage, and other risks.

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