Compare quotes for cheap small business insurance
You could find quotes by contacting insurance providers directly, but there’s an easier way to compare your options. Start by completing a free application with Insureon – it only takes about 15 minutes, and it's the quickest way to get quotes from multiple top-rated carriers.
We'll send you quotes via email so it's easy for you to review coverage terms, compare prices, and find an affordable policy that meets your needs.
Keep in mind that the cheapest small business insurance policy isn't necessarily the best. When you're comparing quotes, consider these factors:
- Carrier ratings. Independent agencies rate the financial strength of insurance companies. A cheap policy from a low-rated insurer may mean the coverage isn't that great.
- Deductible. A high deductible can make your insurance premium more affordable, but remember that you're responsible for paying the entire deductible amount before you can collect benefits.
- Policy limits. Your policy limit is the total amount your insurer will pay on claims. A lower limit usually means a cheaper premium, but it also means less coverage. Ask your agent how much is enough for you.
- Inclusions and exclusions. Inclusions are the events a policy covers and exclusions are the ones it doesn't. Cheap insurance isn't a good deal if common risks aren't covered.
Insureon’s licensed agents can walk you through your offers and help make sure you get appropriate coverage at the most affordable price.