Injury is a real possibility when helping clients achieve their fitness goals. If a client blames an injury on improper training, personal trainer insurance can pay both medical and legal costs.
These policies provide coverage for the most common personal training risks.
Note: Insureon cannot provide quotes for professional liability insurance for personal trainers, also called errors and omissions insurance.
A BOP bundles property insurance and general liability insurance under one plan. A BOP is often the most cost-effective type of commercial insurance for personal trainers.
This policy covers common personal training risks, such as a client slipping when getting off a treadmill. Bundle with property insurance for savings in a business owner’s policy.
Workers’ compensation insurance is required in almost every state for fitness studios that have employees. It can cover medical bills for work-related injuries.
Professional liability insurance for personal trainers can cover legal expenses related to work mistakes, such as a client who claims your technique led to injury.
Your goal of improving your clients’ health comes with several risks. A client could break a bone, or sue if you fail to achieve promised results. Personal trainer insurance, as well as insurance for athletic trainers, protects your business from lawsuits related to client injury, failure to meet fitness goals, damaged equipment, and more.