Injury is a real possibility when helping clients achieve their fitness goals. If a client blames an injury on improper training, personal trainer insurance can cover your legal costs.
These policies cover the most common risks for personal trainers.
A business owner's policy, or BOP, is a cost-effective way for personal trainers to buy general liability coverage and commercial property insurance together.
This policy covers common personal training risks, such as a client slipping when getting off a treadmill. Bundle with property insurance for savings in a business owner’s policy.
Most states require workers' comp when a personal trainer hires employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Professional liability insurance for personal trainers can cover legal expenses related to work mistakes, such as a client who claims your technique led to injury.
Your goal of improving your clients’ health comes with several risks. A client could break a bone, or sue if they fail to achieve your promised results. Personal trainer insurance, as well as insurance for athletic trainers, protects your business from lawsuits related to client injury, failure to meet fitness goals, damaged equipment, and more.