Photography and Videography Business Insurance

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Man photographing a scene by the sea.
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Professions we insure:
PhotographersPhotography studiosVideo and film productionVideographers
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Insureon helps photographers and videographers compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

Common insurance policies for photo and video professionals

Photographers and videographers capture life’s most important moments. But if a customer isn't satisfied, you could face a lawsuit. Insureon has helped photo and video pros secure over 1,600 policies to protect their businesses.

General liability insurance icon

General liability insurance

This policy covers common photo and video risks, such as client injuries and property damage. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR
  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
Business owner’s policy icon

Business owner’s policy

A BOP is a cost-effective insurance policy for video and photo professionals. It bundles property insurance and general liability insurance under one plan.

BEST FOR
  • Customer injuries
  • Damaged customer property
  • Damaged business property
Professional liability insurance icon

Professional liability insurance

This policy, sometimes called errors and omissions insurance, covers legal fees for photographers and videographers if a client sues over work performance.

BEST FOR
  • Lost or damaged photos or videos
  • Accusations of negligence
  • Missed photo or video shoots
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require photo and video businesses with employees to buy workers’ comp. It can cover medical bills and lost wages for work-related illnesses and injuries.

BEST FOR
  • Employee medical expenses
  • Missed wages
  • Legal costs
Looking for different coverage? See more policies.

See photographer and videographer insurance requirements in your state

Choose your state to learn about insurance requirements for photographers and videographers.

California
Florida
Georgia
Illinois
Michigan

New York
North Carolina
Ohio
Pennsylvania
Texas

 

How much does insurance cost for photo and video professionals?

Female videographer calculating number of employees and value of equipment.

Several factors will have an impact on insurance costs, including:

  • Photography / videography services offered
  • Value of cameras, editing equipment, etc.
  • Revenue
  • Location
  • Number of employees
View Costs
What our customers are saying
"I was confused about what type of coverage I needed and Holly was extremely helpful. Way more helpful than I had experienced with other companies. I got the exact coverage I needed!"
Jessica Shannon
Customer since 2016
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