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Photographers and videographers capture life’s most important moments. But if a customer isn't satisfied, you could face a lawsuit. Business insurance provides financial protection against lawsuits, injuries, and theft.
This policy covers common photo and video risks, such as client injuries and property damage. Bundle with commercial property insurance for savings in a BOP.
A BOP is a cost-effective insurance policy for video and photo professionals. It bundles commercial property insurance and general liability insurance under one plan.
This policy, sometimes called errors and omissions insurance (E&O), covers legal fees for photographers and videographers if a client sues over work performance.
Most states require workers' comp for photo and video businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Several factors will have an impact on insurance costs, including: