Photographers and videographers capture life’s most important moments. But if a customer isn't satisfied, you could face a lawsuit. Business insurance provides financial protection against lawsuits, injuries, and theft.
This policy covers common business risks, such as a client injury at your photography studio. Bundle it with commercial property insurance for savings in a BOP.
A business owner's policy, or BOP, is a cost-effective insurance bundle for video and photo professionals. It includes both commercial property insurance and general liability coverage in one plan.
This policy covers legal fees for photographers and videographers if a client sues over work performance. It's sometimes referred to as errors and omissions insurance (E&O).
Most states require workers' comp for photo and video businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy covers the cost of accidents involving a vehicle owned by a photography or videography business. Most states require this coverage for business-owned vehicles.
This policy protects photography and videography equipment that travels outside of your office. It covers property losses due to theft, fires, storms, and vandalism.
Several factors will have an impact on insurance costs, including: