Photography and Videography Business Insurance

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Top photo and video businesses

Insureon has helped small businesses secure over 1 million policies.
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We insure most businesses.

Recommended insurance policies for photo and video professionals

Photographers and videographers capture life’s most important moments. But if a customer isn't satisfied, you could face a lawsuit. Business insurance provides financial protection against lawsuits, injuries, and theft.

General liability insurance icon

General liability insurance

This policy covers common photo and video risks, such as client injuries and property damage. Bundle with commercial property insurance for savings in a BOP.

BEST FOR
  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
Business owner’s policy icon

Business owner’s policy

A BOP is a cost-effective insurance policy for video and photo professionals. It bundles commercial property insurance and general liability insurance under one plan.

BEST FOR
  • Customer injuries
  • Damaged customer property
  • Damaged business property
Professional liability insurance icon

Professional liability insurance

This policy, sometimes called errors and omissions insurance (E&O), covers legal fees for photographers and videographers if a client sues over work performance.

BEST FOR
  • Lost or damaged photos or videos
  • Accusations of negligence
  • Missed photo or video shoots
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for photo and video businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

BEST FOR
  • Employee medical expenses
  • Missed wages
  • Legal costs
Looking for different coverage? See more policies.

How much does insurance cost for photo and video professionals?

Videographer calculating number of employees and value of equipment.

Several factors will have an impact on insurance costs, including:

  • Photography / videography services offered
  • Value of cameras, editing equipment, etc.
  • Revenue
  • Location
  • Number of employees
View Costs

See your state's requirements for photo/video businesses

Choose your state to learn about insurance requirements for photographers and videographers.
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What our customers are saying
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"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."
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Software / internet design
"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."
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"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."
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Compare photo and video business insurance quotes
Save money by comparing insurance quotes from multiple carriers.
What kind of work do you do?
Or call us at (800) 688-1984