Photography and Videography Business Insurance

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Top photo and video businesses

Insureon has helped small businesses like yours secure over 1 million policies.

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Recommended insurance policies for photo and video professionals

Photographers and videographers capture life’s most important moments. But if a customer isn't satisfied, you could face a lawsuit. Business insurance provides legal and financial protection against lawsuits, injuries, and theft.

General liability insurance icon

General liability insurance

This policy covers common photo and video risks, such as client injuries and property damage. Bundle with commercial property insurance for savings in a BOP.

BEST FOR
  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
Business owner’s policy icon

Business owner’s policy

A BOP is a cost-effective insurance policy for video and photo professionals. It bundles commercial property insurance and general liability insurance under one plan.

BEST FOR
  • Customer injuries
  • Damaged customer property
  • Damaged business property
Professional liability insurance icon

Professional liability insurance

This policy, sometimes called errors and omissions insurance (E&O), covers legal fees for photographers and videographers if a client sues over work performance.

BEST FOR
  • Lost or damaged photos or videos
  • Accusations of negligence
  • Missed photo or video shoots
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require photo and video businesses with employees to buy workers’ comp. It can cover medical bills and lost wages for work-related illnesses and injuries.

BEST FOR
  • Employee medical expenses
  • Missed wages
  • Legal costs
Looking for different coverage? See more policies.

How much does insurance cost for photo and video professionals?

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Several factors will have an impact on insurance costs, including:

  • Photography / videography services offered
  • Value of cameras, editing equipment, etc.
  • Revenue
  • Location
  • Number of employees
View Costs
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