Business insurance for your photography studio can protect against client injuries, damaged cameras, lawsuits related to image copyrights, and more.
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These policies provide coverage for common risks of photography studios.
This policy covers common photography studio risks, such as customer property damage and injuries. Bundle with property insurance in a business owner’s policy to save.
A BOP is a cost-effective insurance policy for photography studios that bundles property insurance and general liability insurance together in one plan.
This policy, sometimes called errors and omissions insurance, can cover legal fees for photography studios if a client sues over work performance.
Workers’ compensation insurance is required in almost every state for photography studios that have employees. It can cover medical fees and lost wages for work-related injuries.
Several factors will have an impact on insurance costs, including:
If a customer trips on an extension cord and breaks an arm in your studio, or claims you ruined a family portrait, it could result in a lawsuit. Photo studio insurance can protect photographers against unhappy clients, third-party injuries, damage to your photography studio or cameras, and more.