West Virginia

West Virginia Insurance License: 100107323

If you've decided to set up shop in West Virginia, you're in good company. The state draws small businesses from all over the country, thanks to its Small Business Development Center and the billions the state offers in new businesses investments. The aerospace, biometrics, research, advanced energy, business services, chemicals, and plastics industries power West Virginia's economy. And if that's not enough reason to set down roots in West Virginia, consider the fact that the Mountain State's living costs are among the lowest in the nation, as are the costs of doing business. (To learn more about business incentives, check out the West Virginia Department of Commerce page, "West Virginia's Business Climate.")

If your business wants to capitalize on these advantages, though, you have to plan for the hard times, too. After all, it would only take one serious storm or natural disaster to interrupt your business activities and hurt your bottom line. That's why we offer comprehensive business insurance for West Virginia-based companies. With adequate coverage, you give yourself the peace of mind that your business can continue to thrive even when the unexpected happens.

West Virginia Savings Tips

  • Is your business protected against lawsuits claiming that you were responsible for a client's financial loss? Professional liability insurance, also called E&O or errors and omissions coverage, pays legal costs and settlements if someone should allege you were negligent in providing your professional services.
  • Not sure that your general liability coverage limits are adequate? Contact Insureon to learn about excess liability insurance, also known as umbrella coverage, which adds millions of dollars in coverage for a small annual premium.
  • Under West Virginia law, certain business owners, corporate officers, corporate members and members of boards of directors can elect to reject workers' compensation coverage, which can save money on premiums. Consult with a Insureon agent to learn whether this would be a good decision for your business.

West Virginia Business Insurance Licensure Information

In West Virginia, insurance agents, agencies and brokers are licensed by the West Virginia Offices of the Insurance Commissioner. Insureon is licensed in West Virginia as BIN Insurance Holdings LLC (NPN 15752926) for Property & Casualty Insurance (License #100107323). Click to verify our licensure with the West Virginia Offices of the Insurance Commissioner.

West Virginia Business Links

Additional Resources
Advertising Injury eBook

What it is, how to avoid it, and what to do if you face an advertising injury lawsuit.

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E&O eBook

Guide to avoiding professional negligence claims or dealing with them when they come.

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Certificate of Liability Insurance
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