Accidental damage to a client’s computer could have major repercussions. Computer repair insurance provides financial protection against lawsuits, theft, and other risks. Some policies may be required by clients or state laws.
Insureon helps computer repair and installation businesses find insurance that matches your unique risks.
Get free expert advice and peace of mind knowing you have the right type of coverage to protect against common financial losses.
These insurance policies cover the most common risks of computer repair.
E&O, also called professional liability insurance, covers lawsuits over work quality, such as missing a repair deadline. You can often add intellectual property and media liability coverage.
A cyber liability insurance policy helps computer repair businesses survive data breaches and cyberattacks. It's recommended for any business that handles sensitive information.
Fidelity bonds provide reimbursement if an employee at your computer repair shop steals from a customer. They're also called employee dishonesty bonds.
This policy covers basic risks, such as an employee spilling coffee on a client’s laptop. Bundle with commercial property insurance for savings in a business owner’s policy (BOP).
Most states require workers' comp for computer repair businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Commercial auto insurance can pay for property damage and medical bills in an accident involving your computer repair van. It also covers theft and certain types of damage.
A small computer repair shop with a few workers will pay less for insurance than a large repair store.
Factors that affect premiums include:
It's easy to get computer repair and installation business insurance if you have your company information on hand. Our insurance application will ask for basic facts about your small business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed agents work with top-rated U.S. providers to find coverage that fits your repair shop, whether you work independently or hire employees.