Insurance for Computer Repair Businesses

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Computer Hardware Installation/Repair

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Technician repairing a computer's hard drive.

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Compare insurance quotes for computer repair and installation businesses

Accidental damage to a client’s computer could have major repercussions. Protect yourself from financial losses with policies that match the unique risks of working with computers and other electronics.

One application, multiple quotes

Insureon helps computer repair and installation professionals compare insurance quotes from top U.S. carriers with one easy online application.

What types of insurance do computer repair technicians need?

These policies cover the most common risks of computer repair.

Errors and omissions insurance

This policy, also called technology E&O, covers lawsuits related to your work, such as a client who sues because you failed to fix their computer by a deadline.

BEST FOR

Missed deadlines
Failure to deliver promised repairs
Work errors and oversights

Cyber liability insurance

This policy helps computer repair businesses survive data breaches and cyberattacks by paying for client notification costs, legal fees, and other related expenses.

BEST FOR

Data breach lawsuits
Client notification expenses
Fraud monitoring costs

Fidelity bonds

Fidelity bonds are also called employee dishonesty bonds. They cover accusations that one of your employees stole from a client, including theft by electronic funds transfer.

BEST FOR

Unlawful data access by an employee
Illegal electronic funds transfer
Other employee theft or fraud

General liability insurance

This policy covers basic computer repair risks, such as an employee spilling coffee on a client’s laptop. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR

Slip-and-fall accidents
Damaged customer property
Libel or slander lawsuits

Workers’ compensation insurance

Workers' compensation insurance is required in almost every state for computer repair businesses with employees. It can cover medical bills for work-related injuries.

BEST FOR

Employee medical expenses
Missed wages
Legal costs

Commercial auto insurance

Commercial auto insurance can pay for property damage and medical bills in an accident involving your computer repair van. It also covers theft and certain types of damage.

BEST FOR

Car accidents
Vandalism and theft
Weather damage

Looking for different coverage? See more policies.

Why do computer repair and installation businesses need insurance?

You strive to deliver fast and friendly service at your computer repair shop, but it’s almost impossible to satisfy every customer. Computer repair insurance protects against lawsuits from dissatisfied clients that claim you caused them financial loses. It also helps pay expenses related to computer damage, injuries, theft, and other risks.

How much does technology business insurance cost?

Several factors will have an impact on insurance costs, including:

Computer repair services offered
Business equipment and property
Revenue
Location
Number of employees

View Costs

What our customers are saying

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Programmer

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Management consultant