Insurance for Computer Repair Businesses

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Computer Hardware Installation/Repair
Technician repairing a computer's hard drive.
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Compare insurance quotes for computer repair and installation businesses

Accidental damage to a client’s computer could have major repercussions. Protect yourself from financial losses with policies that match the unique risks of working with computers and other electronics.
Computer technician fixing a PC.
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One application, multiple quotes

Insureon helps computer repair and installation professionals compare insurance quotes from top U.S. carriers with one easy online application. 

What types of insurance do computer repair technicians need?

These policies cover the most common risks of computer repair.

Errors and omissions insurance icon

Errors and omissions insurance

This policy, also called technology E&O, covers lawsuits related to your work, such as a client who sues because you failed to fix their computer by a deadline.

  • Missed deadlines
  • Failure to deliver promised repairs
  • Work errors and oversights
Cyber liability insurance icon

Cyber liability insurance

This policy helps computer repair businesses survive data breaches and cyberattacks by paying for client notification costs, legal fees, and other related expenses.

  • Data breach lawsuits
  • Client notification expenses
  • Fraud monitoring costs
Fidelity bond icon

Fidelity bonds

Fidelity bonds are also called employee dishonesty bonds. They cover accusations that one of your employees stole from a client, including theft by electronic funds transfer.

  • Unlawful data access by an employee
  • Illegal electronic funds transfer
  • Other employee theft or fraud
General liability insurance icon

General liability insurance

This policy covers basic computer repair risks, such as an employee spilling coffee on a client’s laptop. Bundle with property insurance for savings in a business owner’s policy.

  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers' compensation insurance is required in almost every state for computer repair businesses with employees. It can cover medical bills for work-related injuries.

  • Employee medical expenses
  • Missed wages
  • Legal costs
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Commercial auto insurance

Commercial auto insurance can pay for property damage and medical bills in an accident involving your computer repair van. It also covers theft and certain types of damage.

  • Car accidents
  • Vandalism and theft
  • Weather damage
Looking for different coverage? See more policies.

Why do computer repair and installation businesses need insurance?

You strive to deliver fast and friendly service at your computer repair shop, but it’s almost impossible to satisfy every customer. Computer repair insurance protects against lawsuits from dissatisfied clients that claim you caused them financial loses. It also helps pay expenses related to computer damage, injuries, theft, and other risks.

How much does technology business insurance cost?

IT worker making calculations.

Several factors will have an impact on insurance costs, including:

  • Computer repair services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
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Computer Hardware Installation/Repair