Insurance for Computer Repair Businesses

E&O, also called professional liability insurance, covers lawsuits over work quality, such as missing a repair deadline. You can often add intellectual property and media liability coverage.

A cyber liability insurance policy helps computer repair businesses survive data breaches and cyberattacks. It's recommended for any business that handles sensitive information.

Fidelity bonds provide reimbursement if an employee at your computer repair shop steals from a customer. They're also called employee dishonesty bonds.

This policy covers basic risks, such as an employee spilling coffee on a client’s laptop. Bundle with commercial property insurance for savings in a business owner’s policy (BOP).

Most states require workers' comp for computer repair businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

Commercial auto insurance can pay for property damage and medical bills in an accident involving your computer repair van. It also covers theft and certain types of damage.