Business Insurance for General Contractors

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An accident at a construction site could spell disaster for your small business. Policies designed for general contractors cover expenses related to employee injuries, client property damage, and more.

Two general contractors examining plans in front of a crane.
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Insureon helps general contractors compare insurance quotes from top U.S. carriers with one easy online application.

What types of insurance do general contractors need?

These policies cover the most common general contractor risks.

Looking for different coverage? See more policies.

How much does insurance cost for general contractors?

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Several factors will have an impact on insurance costs, including:

  • General contracting services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
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What our customers are saying
"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours. Up to that point, I had spent hours going in circles with others."
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Why do general contractors need business insurance?

As a construction manager, you oversee projects from start to finish. If something goes wrong, you’re often the one held accountable. General contractor insurance helps pay for lawsuits and losses resulting from crew injuries, property damage, stolen equipment, and more.

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