Business Insurance for General Contractors

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Save money by comparing quotes for general contractor insurance

An accident at a construction site could spell disaster for your small business. Policies designed for general contractors cover expenses related to employee injuries, client property damage, and more.

Two general contractors examining plans in front of a crane.
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Insureon helps general contractors compare insurance quotes from top U.S. carriers with one easy online application.

What types of insurance do general contractors need?

These policies cover the most common general contractor risks.

Looking for different coverage? See more policies.

How much does insurance cost for general contractors?

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Several factors will have an impact on insurance costs, including:

  • General contracting services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
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What our customers are saying
"I was confused about what type of coverage I needed and Holly was extremely helpful. Way more helpful than I had experienced with other companies. I got the exact coverage I needed!"
Jessica Shannon
Customer since 2016
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Why do general contractors need business insurance?

As a construction manager, you oversee projects from start to finish. If something goes wrong, you’re often the one held accountable. General contractor insurance helps pay for lawsuits and losses resulting from crew injuries, property damage, stolen equipment, and more.

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