Vermont state law requires businesses with one or more employees, full-time or part-time, to carry workers’ compensation insurance. This policy covers medical costs and partial lost wages resulting from a work-related injury or illness.
All business-owned vehicles in Vermont must be covered by commercial auto insurance.
Vermont requires a minimum of:
Personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.
This policy is important for all Vermont businesses. It covers common risks, including customer property damage and injuries. Most commercial leases require this coverage.
This policy, also called errors and omissions insurance, protects professionals whose work depends on their expertise. It covers client lawsuits over mistakes and missed deadlines.
This policy helps Vermont businesses survive data breaches and cyberattacks by paying for client notification costs, legal fees, and other related expenses.
This policy bundles property insurance and general liability insurance in one plan. It's often the most cost-effective type of commercial insurance for a Vermont business.
Workers’ compensation insurance is required for Vermont businesses that have one or more employees. It can cover medical costs for work injuries and illnesses.
This policy is required for business-owned vehicles in Vermont. It covers injuries and property damage in an accident, along with vehicle theft, vandalism, and weather damage.
In Vermont, insurance agents, agencies, and brokers are licensed by the Vermont Department of Financial Regulation. Insureon is licensed in Vermont as BIN Insurance Holdings LLC (NPN 15752926) for property and casualty insurance (license number 706364). You can verify our licensure with the Sircon Corp. Verification System by selecting Vermont, Agency, and then entering our Vermont state license number.