Business Insurance for Web Developers

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Website Development / Online Advertising (SEO & SEM) / Online Media
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An error on a website built by your company could result in an accusation of negligence or even a lawsuit. Protect your business with policies created to cover the risks facing web developers.

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Insureon helps web developers compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of insurance do web developers need?

These policies provide coverage for common risks faced by web developers.

Errors and omissions insurance icon

Errors and omissions insurance

Technology E&O insurance is crucial for web developers. It can cover legal expenses related to work performance, such as a lawsuit over a coding error.

  • Website errors
  • Poor website design
  • Failure to meet specifications
Cyber liability insurance icon

Cyber liability insurance

This policy helps web developers survive data breaches and cyberattacks by helping to pay for recovery expenses, client notification costs, and legal fees if a client sues over a breach.

  • Data breach lawsuits
  • Breach notification expenses
  • Fraud monitoring costs
Fidelity bond icon

Fidelity bonds

Fidelity bonds compensate your web development company's clients if an employee steals from them. They are often required by client contracts.

  • Employee theft or fraud
  • Unlawful data access by an employee
  • Illegal funds transfer by an employee
General liability insurance icon

General liability insurance

This policy covers business risks faced by every web developer, such as client injuries at your office. Bundle with property insurance for savings in a business owner’s policy.

  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers' compensation insurance is required in almost every state for web development businesses with employees. It can cover medical costs for work-related injuries.

  • Employee medical expenses
  • Missed wages
  • Legal costs
Commercial auto insurance icon

Commercial auto insurance

Commercial auto insurance can cover property damage and legal expenses in an accident involving a business-owned vehicle, along with other types of vehicle damage.

  • Car accidents
  • Vandalism and theft
  • Weather damage
Looking for different coverage? See more policies.

Why do web developers need insurance?

You work hard to fulfill your clients’ vision for a website, but sometimes it’s difficult to live up to their expectations. Web developer insurance protects against lawsuits related to project delays, data breaches, injuries, and other setbacks that can negatively affect web developers.

How much does technology business insurance cost?

IT worker making calculations.

Several factors will have an impact on insurance costs, including:

  • Web development services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
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Website Development / Online Advertising (SEO & SEM) / Online Media