You work hard to fulfill each client's vision for a website, but an accident could derail your plans. Business insurance covers legal costs and other expenses related to project delays, data breaches, and injuries that can negatively affect web developers.
These insurance policies cover common risks faced by web developers.
Technology E&O insurance, also called professional liability insurance, covers lawsuits related to quality of work, such as a client who sues over a delayed website. You can often add intellectual property and media liability coverage.
This policy helps web developers survive data breaches and cyberattacks by helping to pay for recovery expenses, notification costs, and legal fees if a client sues over a breach.
This policy covers risks faced by every web developer, such as client injuries at your office. Bundle with commercial property insurance for savings in a business owner’s policy (BOP).
Fidelity bonds compensate your web development company's clients if an employee steals from them. They are often required by client contracts.
Most states require workers' comp for web development businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Commercial auto insurance can cover property damage and legal expenses in an accident involving a business-owned vehicle, along with some types of vehicle damage.
It's easy to get web developer insurance or web designer insurance if you have your company information on hand. Our insurance application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed agents work with top-rated U.S. providers to find coverage that matches your budget and insurance needs, whether you work independently or hire employees.