Business Insurance for Web Developers

Compare multiple quotes from top carriers with one application.
Software / Internet Design
Web developer coding on laptop.
Logos of Insureon's Partners
We partner with trusted A-rated insurance companies

Why do web developers need insurance?

You work hard to fulfill each client's vision for a website, but an accident could derail your plans. Business insurance covers legal costs and other expenses related to project delays, data breaches, and injuries that can negatively affect web developers.

Web developer with headphones working at laptop.
Cursor pointing on laptop screen

Compare quotes from trusted U.S. carriers

Insureon helps web developers and programmers compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

Our expert insurance agents will help you find insurance coverage that matches your unique risks.

What types of insurance do web developers need?

These insurance policies cover common risks faced by web developers.

Errors and omissions insurance icon

Errors and omissions insurance

E&O insurance, also called professional liability insurance, covers lawsuits related to quality of work, such as a client who sues over a delayed website. You can often add intellectual property and media liability coverage.

BEST FOR
  • Website errors
  • Poor website design
  • Failure to meet specifications
Cyber liability insurance icon

Cyber liability insurance

This policy helps web developers survive data breaches and cyberattacks by helping to pay for recovery expenses, notification costs, and legal fees if a client sues over a breach.

BEST FOR
  • Data breach lawsuits
  • Customer notification expenses
  • Fraud monitoring costs
Fidelity bond icon

Fidelity bonds

Fidelity bonds compensate your web development company's clients if an employee steals from them. They are often required by client contracts.

BEST FOR
  • Employee theft or fraud
  • Unlawful data access by an employee
  • Illegal funds transfer by an employee
General liability insurance icon

General liability insurance

This policy covers risks faced by every web developer, such as client injuries at your office. Bundle with commercial property insurance for savings in a business owner’s policy (BOP).

BEST FOR
  • Customer bodily injury
  • Damaged customer property
  • Accidental copyright infringement
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for web development businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

BEST FOR
  • Medical expenses from work-related injuries
  • Disability benefits
  • Legal costs from employee injuries
Commercial auto insurance icon

Commercial auto insurance

Commercial auto insurance can cover property damage and legal expenses in an accident involving a business-owned vehicle, along with some types of vehicle damage.

BEST FOR
  • Car accidents
  • Vandalism and theft
  • Weather damage
Looking for different coverage? See more policies.

How much does technology business insurance cost?

IT worker making calculations.

A small business with a few workers will pay less for insurance than a large company.

Factors that affect premiums include:

  • Services offered
  • Business equipment and property
  • Business income
  • Types of small business insurance purchased
  • Policy limits and deductibles
View Costs

How do I get web developer insurance?

It's easy to get web developer insurance or web designer insurance if you have your company information on hand. Our insurance application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:

  1. Complete a free online application
  2. Compare insurance quotes and choose policies
  3. Pay for your policy and download a certificate

Insureon's licensed agents work with top-rated U.S. providers to find coverage that matches your budget and insurance needs, whether you work independently or hire employees.

What our customers are saying
Carousel prev arrow
"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."
Richard C.
Software / internet design
"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."
Michael D.
Programmer
"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."
Esther L.
Management consultant
Carousel next arrow
Insureon customer reviews on Feefo
Compare insurance quotes for web developers
Save money by comparing free quotes from top-rated carriers.
Software / Internet Design