Software Development Business Insurance

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Prepackaged or Off-the-Shelf Software Development

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Two software developers looking at code on a monitor.

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Save money by comparing business insurance quotes for software developers

Without small business insurance, a minor error in your code could become a huge liability. Protect your business with policies designed for the unique risks facing software developers.

Software developer working at a computer.

Fast, easy, and affordable insurance for developers

Our fast online application helps you easily find and compare quotes from top-rated insurance providers and get the protection you need.

What types of insurance do software developers and programmers need?

These policies provide coverage for common risks faced by software developers.

Errors and omissions insurance

Technology E&O insurance is important for software engineers, developers, and programmers. It can cover lawsuits related to work performance.

BEST FOR

Substandard or late work
Errors in software code
Mistake that leads to client data breach

Cyber liability insurance

This policy helps software developers survive data breaches and cyberattacks by helping to pay for recovery expenses, notification of affected clients, and other related costs.

BEST FOR

Data recovery
Client notification expenses
Fraud monitoring costs

Fidelity bonds

This policy, also called an employee dishonesty bond, covers incidents of employee theft by those working for a software development company.

BEST FOR

Employee theft or fraud
Unlawful data access by an employee
Illegal funds transfer by an employee

General liability insurance

This policy covers basic software developer risks, such as accidental damage to a client’s computer. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR

Damaged customer property
Slip-and-fall accidents
Libel or slander lawsuits

Workers’ compensation insurance

Workers' compensation insurance is required in almost every state for software development businesses with employees. It can cover medical costs for work injuries.

BEST FOR

Employee medical expenses
Missed wages
Legal costs

Commercial auto insurance

Commercial auto insurance can cover property damage and legal expenses in an accident involving a business-owned vehicle, along with theft, vandalism, and weather damage.

BEST FOR

Car accidents
Vandalism and theft
Weather damage

Looking for different coverage? See more policies.

Why do software developers need insurance?

Whether you run your business from home or an office, unforeseen issues with your software can be devastating. Software developer insurance safeguards against client lawsuits over errors in your code and missed deadlines. With the right policies, software developers gain protection against accidents and injuries, too.

How much does software developer insurance cost?

Several factors will have an impact on insurance costs, including:

Software development services offered
Business equipment and property
Revenue
Location
Number of employees

View Costs

What our customers are saying

"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."

Richard C.

Software / internet design

"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."

Michael D.

Programmer

"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."

Esther L.

Management consultant