Software Development Business Insurance

Compare multiple quotes from top insurance providers with one application.
Prepackaged or Off-the-Shelf Software Development
Two software developers looking at code on a monitor.
Logos of Insureon's Partners
We partner with trusted A-rated insurance companies

Save money by comparing business insurance quotes for software developers

Without small business insurance, a minor error in your code could become a huge liability. Protect your business with policies designed for the unique risks facing software developers.
Software developer working at a computer.
Compare insurance quotes icon

Fast, easy, and affordable insurance for developers

Our fast online application helps you easily find and compare quotes from top-rated insurance providers and get the protection you need.

What types of insurance do software developers and programmers need?

These policies provide coverage for common risks faced by software developers.

Errors and omissions insurance icon

Errors and omissions insurance

Technology E&O insurance is important for software engineers, developers, and programmers. It can cover lawsuits related to work performance.
  • Substandard or late work
  • Errors in software code
  • Mistake that leads to client data breach
Cyber liability insurance icon

Cyber liability insurance

This policy helps software developers survive data breaches and cyberattacks by helping to pay for recovery expenses, notification of affected clients, and other related costs.
  • Data recovery
  • Client notification expenses
  • Fraud monitoring costs
Fidelity bond icon

Fidelity bonds

This policy, also called an employee dishonesty bond, covers incidents of employee theft by those working for a software development company.

  • Employee theft or fraud
  • Unlawful data access by an employee
  • Illegal funds transfer by an employee
General liability insurance icon

General liability insurance

This policy covers basic software developer risks, such as accidental damage to a client’s computer. Bundle with property insurance for savings in a business owner’s policy.

  • Damaged customer property
  • Slip-and-fall accidents
  • Libel or slander lawsuits
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers' compensation insurance is required in almost every state for software development businesses with employees. It can cover medical costs for work injuries.

  • Employee medical expenses
  • Missed wages
  • Legal costs
Commercial auto insurance icon

Commercial auto insurance

Commercial auto insurance can cover property damage and legal expenses in an accident involving a business-owned vehicle, along with theft, vandalism, and weather damage.

  • Car accidents
  • Vandalism and theft
  • Weather damage
Looking for different coverage? See more policies.

Why do software developers need insurance?

Whether you run your business from home or an office, unforeseen issues with your software can be devastating. Software developer insurance safeguards against client lawsuits over errors in your code and missed deadlines. With the right policies, software developers gain protection against accidents and injuries, too.

How much does software developer insurance cost?

IT worker making calculations.

Several factors will have an impact on insurance costs, including:

  • Software development services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
What our customers are saying
"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."
Richard C.
Software / internet design
"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."
Michael D.
"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."
Esther L.
Management consultant
Insureon customer reviews on Feefo
Compare insurance quotes for software developers
Save money by comparing insurance quotes from multiple carriers.
Prepackaged or Off-the-Shelf Software Development