Business Insurance for Software Developers

Compare multiple quotes from top carriers with one application.
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Save money by comparing business insurance quotes for software developers

Without small business insurance, a minor error in your code could become a huge liability. Protect your business with policies designed for the unique risks facing software developers.

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One application, multiple quotes

Insureon helps software developers compare insurance quotes from top U.S. carriers with one easy 15-minute application.

What types of insurance do software developers need?

These policies provide coverage for common risks faced by software developers.

General liability insurance icon

General liability insurance

This policy covers basic software developer risks, such as damage to a client’s computer. Bundle with property insurance for savings in a business owner’s policy.
  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
Errors and omissions insurance icon

Errors and omissions insurance

This policy, also called professional liability insurance, is important for software engineers, developers, and programmers. It can cover lawsuits related to work performance.
  • Substandard or late work
  • Errors in software code
  • Mistake that leads to client data breach
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Cyber liability insurance

This policy helps software developers survive data breaches and cyberattacks by helping to pay for recovery expenses, notification of affected clients, and other related costs.
  • Data recovery
  • Client notification expenses
  • Fraud monitoring costs
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Fidelity bonds

This bond, also called an employee dishonesty bond, covers client accusations of employee theft, including theft by electronic funds transfer.
  • Employee theft or fraud
  • Unlawful data access by an employee
  • Illegal funds transfer by an employee
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers' compensation insurance is required in almost every state for software development businesses with employees. It can cover medical fees for work injuries.
  • Employee medical expenses
  • Missed wages
  • Legal costs
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Commercial auto insurance

Commercial auto insurance can cover property damage and medical bills in an accident involving a business-owned vehicle, along with theft, vandalism, and weather damage.
  • Car accidents
  • Vandalism and theft
  • Weather damage
Looking for different coverage? See more policies.

How much does technology business insurance cost?

Male IT worker making calculations.

Several factors will have an impact on insurance costs, including:

  • Software development services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
What our customers are saying
"Really fantastic service and follow-up. Didn't feel pressured, felt like they were interested in my business."
Ben Warga
Customer since 2016
Insureon customer reviews on Feefo

Why do software developers need insurance?

Whether you run your business from home or an office, unforeseen issues with your software can be devastating. Software developer insurance safeguards against client lawsuits over errors in your code and missed deadlines. With the right policies, software developers gain protection against accidents and injuries, too.

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