Software Development Business Insurance

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Save money by comparing business insurance quotes for software developers

Without small business insurance, a minor error in your code could become a huge liability. Protect your business with policies designed for the unique risks facing software developers.
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Fast, easy, and affordable insurance for software developers

Our fast online application helps you easily find and compare quotes from top-rated insurance providers and get the protection you need.

What types of insurance do software developers need?

These policies provide coverage for common risks faced by software developers.

Errors and omissions insurance icon

Errors and omissions insurance

Technology E&O insurance is important for software engineers, developers, and programmers. It can cover lawsuits related to work performance.
BEST FOR
  • Substandard or late work
  • Errors in software code
  • Mistake that leads to client data breach
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Cyber liability insurance

This policy helps software developers survive data breaches and cyberattacks by helping to pay for recovery expenses, notification of affected clients, and other related costs.
BEST FOR
  • Data recovery
  • Client notification expenses
  • Fraud monitoring costs
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Fidelity bonds

This policy, also called an employee dishonesty bond, covers incidents of employee theft by those working for a software development company.
BEST FOR
  • Employee theft or fraud
  • Unlawful data access by an employee
  • Illegal funds transfer by an employee
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General liability insurance

This policy covers basic software developer risks, such as damage to a client’s computer. Bundle with property insurance for savings in a business owner’s policy.
BEST FOR
  • Damaged customer property
  • Slip-and-fall accidents
  • Libel or slander lawsuits
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Workers’ compensation insurance

Workers' compensation insurance is required in almost every state for software development businesses with employees. It can cover medical fees for work injuries.
BEST FOR
  • Employee medical expenses
  • Missed wages
  • Legal costs
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Commercial auto insurance

Commercial auto insurance can cover property damage and medical bills in an accident involving a business-owned vehicle, along with theft, vandalism, and weather damage.
BEST FOR
  • Car accidents
  • Vandalism and theft
  • Weather damage
Looking for different coverage? See more policies.

How much does software developer insurance cost?

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Several factors will have an impact on insurance costs, including:

  • Software development services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
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Why do software developers need insurance?

Whether you run your business from home or an office, unforeseen issues with your software can be devastating. Software developer insurance safeguards against client lawsuits over errors in your code and missed deadlines. With the right policies, software developers gain protection against accidents and injuries, too.

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