Business Insurance for Software Developers

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Two software developers looking at code on a monitor.

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Save money by comparing business insurance quotes for software developers

Without small business insurance, a minor error in your code could become a huge liability. Protect your business with policies designed for the unique risks facing software developers.

Software developer working at his computer.

One application, multiple quotes

Insureon helps software developers compare insurance quotes from top U.S. carriers with one easy 15-minute application.

What types of insurance do software developers need?

These policies provide coverage for common risks faced by software developers.

General liability insurance

This policy covers basic software developer risks, such as damage to a client’s computer. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR

Slip-and-fall accidents
Damaged customer property
Libel or slander lawsuits

Errors and omissions insurance

This policy, also called professional liability insurance, is important for software engineers, developers, and programmers. It can cover lawsuits related to work performance.

BEST FOR

Substandard or late work
Errors in software code
Mistake that leads to client data breach

Cyber liability insurance

This policy helps software developers survive data breaches and cyberattacks by helping to pay for recovery expenses, notification of affected clients, and other related costs.

BEST FOR

Data recovery
Client notification expenses
Fraud monitoring costs

Fidelity bonds

This bond, also called an employee dishonesty bond, covers client accusations of employee theft, including theft by electronic funds transfer.

BEST FOR

Employee theft or fraud
Unlawful data access by an employee
Illegal funds transfer by an employee

Workers’ compensation insurance

Workers' compensation insurance is required in almost every state for software development businesses with employees. It can cover medical fees for work injuries.

BEST FOR

Employee medical expenses
Missed wages
Legal costs

Commercial auto insurance

Commercial auto insurance can cover property damage and medical bills in an accident involving a business-owned vehicle, along with theft, vandalism, and weather damage.

BEST FOR

Car accidents
Vandalism and theft
Weather damage

Looking for different coverage? See more policies.

How much does technology business insurance cost?

Several factors will have an impact on insurance costs, including:

Software development services offered
Business equipment and property
Revenue
Location
Number of employees

View Costs

What our customers are saying

"Really fantastic service and follow-up. Didn't feel pressured, felt like they were interested in my business."

Ben Warga

Customer since 2016

Why do software developers need insurance?

Whether you run your business from home or an office, unforeseen issues with your software can be devastating. Software developer insurance safeguards against client lawsuits over errors in your code and missed deadlines. With the right policies, software developers gain protection against accidents and injuries, too.

Compare insurance quotes for software developers

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