Even though you don't run a brick-and-mortar shop, you share many risks with traditional businesses. Protect your e-commerce store with affordable insurance for online businesses.
Insureon helps e-commerce and online retailers compare insurance quotes from top U.S. carriers online. Get several quotes with one application.
These policies provide coverage for the most common risks of online retail.
A business owner’s policy bundles property insurance and general liability insurance in one plan. It's often the most cost-effective type of commercial insurance for online retailers.
This policy covers basic e-commerce risks, such as a delivery person stumbling on your porch and breaking a leg. Bundle with property insurance in a business owner’s policy.
Workers’ compensation insurance is required in almost every state for e-commerce businesses that have employees. It can cover medical costs for work-related injuries.
Once an online business reaches its policy limit, umbrella insurance (or excess liability insurance) boosts coverage on general liability or employer’s liability policies.
Several factors will have an impact on insurance costs, including: