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Manufacturers Business Insurance
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Recommended insurance policies for manufacturing businesses
Business insurance helps your company keep producing despite a lawsuit or other interruption. Gain financial protection against lawsuits, injuries, and property damage with policies designed for manufacturers.
General liability insurance
This policy covers third-party manufacturing risks, such as customer injuries. Bundle it with commercial property insurance for savings in a business owner’s policy.
BEST FOR
- Slip-and-fall accidents
- Damaged customer property
- Product liability insurance
Workers’ compensation insurance
Most states require workers' comp for manufacturing businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
BEST FOR
- Employee medical expenses
- Partial missed wages
- Lawsuits over employee injuries
Business owner’s policy
This policy bundles commercial property and general liability insurance in one plan. A BOP is often the most cost-effective type of business insurance for a manufacturer.
BEST FOR
- Customer injuries
- Damaged business property
- Business interruption incidents
Umbrella liability insurance
Similar to excess liability insurance, umbrella insurance boosts coverage on general liability insurance, employer’s liability insurance, and commercial auto insurance policies.
BEST FOR
- Customer injury lawsuits
- Customer property damage lawsuits
- Employee injury lawsuits
Looking for different coverage? See more policies.
How much does insurance cost for manufacturers?
Several factors will have an impact on insurance costs, including:
- Products that are manufactured
- Business equipment and property
- Revenue
- Location
- Number of employees
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