From damaged equipment to factory injuries and fires, apparel manufacturers face a wide range of risks. Business insurance provides peace of mind and financial protection against lawsuits, accidents, and theft of apparel. Some policies, such as workers' compensation, may be required.
These insurance policies cover common clothing manufacturer risks.
A general liability policy covers third-party business risks, such as a slip-and-fall accident involving a delivery person, an accusation of copyright infringement, or harm caused by a product.
A business owner's policy, or BOP, is a cost-effective way for clothing manufacturers to buy general liability coverage and commercial property insurance together.
Most states require workers' comp for clothing manufacturing businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Cyber insurance helps apparel manufacturers recover financially after a data breach or cyberattack. It's strongly recommended for any business that stores customer information.
This policy covers the cost of an accident involving a vehicle owned by your garment manufacturing business. Almost every state requires this coverage for vehicles owned by a business.
Umbrella insurance boosts coverage on a manufacturer's general liability insurance, commercial auto insurance, or employer’s liability insurance once the limit is reached.
It's easy to get clothing manufacturer insurance if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your clothing factory, whether you work independently or hire employees.