Business Insurance for Clothing and Apparel Manufacturers

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Cotton reel thread set up at modern and automatic high technology sewing machine for textile or clothing apparel making.
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Save money by comparing insurance quotes for clothing manufacturers

From damaged equipment to factory injuries and fire hazards, apparel manufacturers face a wide range of risks. Protect your business and assets with affordable clothing manufacturer insurance.

Woman feeding material through industrial sewing machine.
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Choose the best rate and coverage

Insureon helps clothing and apparel manufacturers compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of insurance do clothing and apparel manufacturers need?

These policies provide coverage for common clothing manufacturer risks.

General liability insurance icon

General liability insurance

This policy covers basic apparel manufacturing risks, such as a slip-and-fall accident involving a delivery person, damage to customer property, or a copyright infringement lawsuit.

  • Slip-and-fall accidents
  • Damaged customer property
  • Copyright infringement lawsuits
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require clothing and apparel manufacturing businesses that have employees to buy workers’ comp. This policy covers medical bills for work-related injuries.

  • Employee medical expenses
  • Partial missed wages
  • Lawsuits over employee injuries
Business owner’s policy icon

Business owner’s policy

This policy bundles commercial property and general liability insurance in one plan. A BOP is often the most cost-effective type of business insurance for apparel manufacturers.

  • Customer injuries
  • Damaged business property
  • Business interruption incidents
Umbrella / excess liability insurance icon

Umbrella / excess liability insurance

Umbrella insurance (or excess liability insurance) for clothing manufacturers boosts coverage on general liability or employer’s liability policies once the policy limit is reached.

  • Customer injury lawsuits
  • Customer property damage lawsuits
  • Employee injury lawsuits
Looking for different coverage? See more policies.

How much does insurance cost for manufacturers?

Man in hardhat holding a tablet, considering manufacturing costs.

Several factors will have an impact on insurance costs, including:

  • Products that are manufactured
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
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Why do clothing and apparel manufacturers need insurance?

Clothing manufacturing companies face a wide assortment of risks – employee injuries, theft, and fire hazards – that could disrupt your small business. Apparel manufacturer insurance can cover your expenses when facing an unexpected loss, injury, or lawsuit.

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