Compare insurance quotes for apparel businesses
Save money by comparing insurance quotes from multiple carriers.
Business Insurance for Clothing and Apparel Manufacturers
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Save money by comparing insurance quotes for clothing manufacturers
From damaged equipment to factory injuries and fire hazards, apparel manufacturers face a wide range of risks. Protect your business and assets with affordable clothing manufacturer insurance.
Choose the best rate and coverage
Insureon helps clothing and apparel manufacturers compare insurance quotes from top U.S. carriers online. Get several quotes with one application.
What types of insurance do clothing and apparel manufacturers need?
These policies provide coverage for common clothing manufacturer risks.
General liability insurance
This policy covers basic apparel manufacturing risks, such as a slip-and-fall accident involving a delivery person, an accusation of copyright infringement, or harm caused by a product.
BEST FOR
- Slip-and-fall accidents
- Copyright infringement lawsuits
- Product liability insurance
Workers’ compensation insurance
Most states require workers' comp for clothing and apparel manufacturers that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
BEST FOR
- Employee medical expenses
- Partial missed wages
- Lawsuits over employee injuries
Business owner’s policy
This policy bundles commercial property and general liability insurance in one plan. A BOP is often the most cost-effective type of business insurance for apparel manufacturers.
BEST FOR
- Customer injuries
- Damaged business property
- Business interruption incidents
Commercial umbrella insurance
Umbrella insurance boosts coverage on a manufacturer's general liability insurance, commercial auto insurance, or employer’s liability insurance once the limit is reached.
BEST FOR
- Customer injury lawsuits
- Customer property damage lawsuits
- Employee injury lawsuits
Looking for different coverage? See more policies.
Why do clothing and apparel manufacturers need insurance?
Clothing manufacturing companies face a wide assortment of risks – employee injuries, theft, and fire hazards – that could disrupt your small business. Apparel manufacturer insurance can cover your expenses when facing an unexpected loss, injury, or lawsuit.
How much does insurance cost for manufacturers?
Several factors will have an impact on insurance costs, including:
- Products that are manufactured
- Business equipment and property
- Revenue
- Location
- Number of employees
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