Cleaning Business Insurance and Bonding

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We partner with trusted A-rated insurance companies

Professions we insure:

Carpet cleaning House cleaning Janitorial services Pool cleaning Pressure washing Septic tank cleaning Window cleaning

Choose the best rate and coverage

With Insureon, cleaning businesses can compare insurance quotes from top U.S. providers online. Fill out one application to receive multiple quotes.

Recommended insurance policies and bonds for cleaning businesses

Janitors, maids, window cleaners, carpet cleaners, and other cleaning professionals face unique risks. Insureon helps you find the coverage you need to protect your cleaning business from unexpected costs.

General liability insurance

This policy covers common cleaning risks, such as client property damage and injuries. It's often the first insurance policy purchased by a cleaning business.

BEST FOR

Slip-and-fall accidents
Damage to customer property
Libel or slander lawsuits

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for cleaning businesses that have employees. It can cover medical costs for work-related injuries.

BEST FOR

Employee medical expenses
Partial missed wages
Lawsuits over employee injuries

Commercial auto insurance

Commercial auto insurance can pay for property damage and medical bills in an accident. It also covers vehicle theft, weather damage, and vandalism.

BEST FOR

Car accidents
Vandalism and theft
Weather damage

Business owner's policy

Small cleaning business are often eligible for a business owner's policy. A BOP bundles general liability and commercial property insurance at a discount.

BEST FOR

Client injuries
Accidents that damage client property
Damaged or destroyed business property

Commercial umbrella insurance

Commercial umbrella insurance boosts the limits of a cleaning business's general liability insurance, commercial auto insurance, and employer's liability insurance policies

BEST FOR

Multi-vehicle auto accidents
Customer injury lawsuits
Employee injury lawsuits

Janitorial bonds

Janitorial bonds are a type of surety bond. They protect cleaning businesses against losses caused by an employee’s dishonesty, such as theft of client property.

BEST FOR

Employee dishonesty
Theft of money from a client
Stolen property

Looking for different coverage? See more policies.

See cleaning business insurance requirements in your state

Choose your state to learn about insurance requirements for cleaning businesses.

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How much do cleaning businesses pay for insurance?

Woman with clipboard calculating cost of insurance for her cleaning business.

Several factors will have an impact on insurance costs, including:

Cleaning services offered
Business equipment and property
Revenue
Location
Number of employees

View Costs

What our customers are saying

"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."

Richard C.

Software / internet design

"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."

Michael D.

Custom programmer

"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."

Esther L.

Management consultant

Compare cleaning business insurance quotes

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