Compare cleaning business insurance quotes
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Cleaning Business Insurance and Bonding
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With Insureon, cleaning businesses can compare insurance quotes from top U.S. providers online. Fill out one application to receive multiple quotes.
Recommended insurance policies and bonds for cleaning businesses
Janitors, maids, window cleaners, carpet cleaners, and other cleaning professionals face unique risks. Insureon helps you find the coverage you need to protect your cleaning business from unexpected costs.
General liability insurance
This policy covers common cleaning risks, such as client property damage and injuries. It's often the first insurance policy purchased by a cleaning business.
BEST FOR
- Slip-and-fall accidents
- Damage to customer property
- Libel or slander lawsuits
Workers’ compensation insurance
Workers’ compensation insurance is required in almost every state for cleaning businesses that have employees. It can cover medical costs for work-related injuries.
BEST FOR
- Employee medical expenses
- Partial missed wages
- Lawsuits over employee injuries
Commercial auto insurance
Commercial auto insurance can pay for property damage and medical bills in an accident. It also covers vehicle theft, weather damage, and vandalism.
BEST FOR
- Car accidents
- Vandalism and theft
- Weather damage
Business owner's policy
Small cleaning business are often eligible for a business owner's policy. A BOP bundles general liability and commercial property insurance at a discount.
BEST FOR
- Client injuries
- Accidents that damage client property
- Damaged or destroyed business property
Commercial umbrella insurance
Commercial umbrella insurance boosts the limits of a cleaning business's general liability insurance, commercial auto insurance, and employer's liability insurance policies
BEST FOR
- Multi-vehicle auto accidents
- Customer injury lawsuits
- Employee injury lawsuits
Janitorial bonds
Janitorial bonds are a type of surety bond. They protect cleaning businesses against losses caused by an employee’s dishonesty, such as theft of client property.
BEST FOR
- Employee dishonesty
- Theft of money from a client
- Stolen property
Looking for different coverage? See more policies.
See cleaning business insurance requirements in your state
Choose your state to learn about insurance requirements for cleaning businesses.
How much do cleaning businesses pay for insurance?
Several factors will have an impact on insurance costs, including:
- Cleaning services offered
- Business equipment and property
- Revenue
- Location
- Number of employees
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