Cleaning Business Insurance and Bonding

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Top cleaning businesses we insure

Insureon has helped small businesses like yours secure over 1 million policies.

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We insure most businesses.

Recommended insurance coverage and bonds for cleaning businesses

A client slipping on a wet floor or the theft of expensive cleaning equipment could financially devastate a small cleaning company. Insureon helps you find the types of insurance you need to survive the unexpected.

General liability insurance icon

General liability insurance

A general liability policy covers common cleaning risks, such as client property damage and injuries. It's often the first insurance policy purchased by a cleaning business.

BEST FOR
  • Third-party bodily injury
  • Damage to customer property
  • Advertising injury lawsuits
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ comp is required in almost every state for cleaning businesses that have employees. It can cover medical costs for work-related injuries.

BEST FOR
  • Employee medical bills
  • Partial missed wages
  • Lawsuits over employee injuries
Commercial auto insurance icon

Commercial auto insurance

Commercial auto insurance provides property and liability coverage in an accident involving your business vehicle. It also covers vehicle theft and vandalism.

BEST FOR
  • Car accidents
  • Vandalism and theft
  • Weather damage
Business owner’s policy icon

Business owner's policy

Small cleaning business are often eligible for a business owner's policy. A BOP bundles general liability and commercial property insurance at a discount.

BEST FOR
  • Client injuries
  • Accidents that damage a client's property
  • Damaged or destroyed cleaning supplies
Umbrella / excess liability insurance icon

Commercial umbrella insurance

Commercial umbrella insurance boosts business insurance coverage for general liability insurance, commercial auto insurance, and employer's liability insurance.

BEST FOR
  • Multi-vehicle auto accidents
  • Customer injury lawsuits
  • Employee injury lawsuits
Surety bond icon

Janitorial bonds

Janitorial bonds are a type of surety bond. They protect cleaning and janitorial businesses against employee dishonesty, such as theft of client property.

BEST FOR
  • Employee dishonesty
  • Theft of money from a client
  • Stolen property
Looking for different coverage? See more policies.

How to get business insurance today

Easily apply online, compare quotes from top carriers in seconds, and get your certificate of insurance the same day.

How much does cleaning business insurance cost?

Woman with clipboard calculating cost of insurance for her cleaning business.

Several factors will have an impact on insurance costs, including:

  • Cleaning services offered, such as maid services
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
What our customers are saying
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