Cleaning Business Insurance and Bonding
Choose the best rate and coverage
With Insureon, cleaning businesses can compare insurance quotes from top U.S. providers online. Fill out one application to receive multiple quotes.
Recommended insurance policies and bonds for cleaning businesses
Window cleaners, house cleaners, carpet cleaners, and other cleaning professionals face unique risks. Insureon has helped janitors and maids secure more than 7,000 policies.
General liability insurance
This policy covers common cleaning risks, such as client property damage and injuries. Bundle with property insurance in a business owner’s policy and save.
- Slip-and-fall accidents
- Damage to customer property
- Libel or slander lawsuits
Workers’ compensation insurance
Workers’ compensation insurance is required in almost every state for cleaning businesses that have employees. It can cover medical costs for work-related injuries.
- Employee medical expenses
- Partial missed wages
- Lawsuits over employee injuries
Commercial auto insurance
Commercial auto insurance can pay for property damage and medical bills in an accident. It also covers vehicle theft, weather damage, and vandalism.
- Car accidents
- Vandalism and theft
- Weather damage
Janitorial bonds
Janitorial bonds are a type of surety bond. They protect cleaning businesses against losses caused by an employee’s dishonesty, such as theft of client property.
- Employee dishonesty
- Theft of money from a client
- Stolen property
See cleaning business insurance requirements in your state
How much do cleaning businesses pay for insurance?
Several factors will have an impact on insurance costs, including:
- Cleaning services offered
- Business equipment and property
- Revenue
- Location
- Number of employees
