Building design projects involve multiple stakeholders and dependencies, resulting in unique risks. Business insurance provides the financial protection you need to withstand an unexpected lawsuit, fire, or work injury.
This policy covers common building designer risks, including customer property damage and injuries. Bundle with property insurance for savings in a business owner’s policy.
A BOP bundles commercial property insurance and general liability insurance under one plan. It’s often the most cost-effective commercial insurance policy for building designers.
This policy, sometimes called errors and omissions insurance (E&O), is important for building designers. It can cover legal costs related to your work performance.
Workers’ comp is required in almost every state for building design businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy helps building designers recover from a data breach or cyberattack. It's strongly recommended for any small business that handles sensitive information.
Commercial auto insurance can help cover the cost of property damage and injuries in an accident involving your business vehicle. Each state has its own requirements for auto liability insurance.
Several factors will have an impact on insurance costs, including: