Building Design Business Insurance

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Insureon has helped small businesses secure over 1 million policies.

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Recommended business insurance policies for building designers

Building design projects involve multiple stakeholders and dependencies, resulting in unique risks. Business insurance provides the financial protection you need to withstand an unexpected lawsuit, fire, or work injury.

General liability insurance icon

General liability insurance

This policy covers common building designer risks, including customer property damage and injuries. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR
  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
Business owner’s policy icon

Business owner's policy

A BOP bundles commercial property insurance and general liability insurance under one plan. It’s often the most cost-effective commercial insurance policy for building designers.

BEST FOR
  • Customer injuries
  • Damaged customer property
  • Damaged business property
Professional liability insurance icon

Professional liability insurance

This policy, sometimes called errors and omissions insurance (E&O), is important for building designers. It can cover legal costs related to your work performance.

BEST FOR
  • Errors in building design
  • Accusations of negligence
  • Failure to complete a project on time
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ comp is required in almost every state for building design businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

BEST FOR
  • Employee medical expenses
  • Partial missed wages
  • Lawsuits over employee injuries
Cyber liability insurance icon

Cyber liability insurance

This policy helps building designers recover from a data breach or cyberattack. It's strongly recommended for any small business that handles sensitive information.

BEST FOR
  • Client notification expenses
  • Fraud monitoring services
  • Data breach investigations
Commercial auto insurance icon

Commercial auto insurance

Commercial auto insurance can help cover the cost of property damage and injuries in an accident involving your business vehicle. Each state has its own requirements for auto liability insurance.

BEST FOR
  • Property damage caused by your vehicle
  • Bodily injuries from an auto accident
  • Vehicle theft and vandalism
Looking for different coverage? See more policies.

How much does insurance cost for building designers?

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Several factors will have an impact on insurance costs, including:

  • Building design services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
What our customers are saying
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"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."
Richard C.
Software / internet design
"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."
Michael D.
Programmer
"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."
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