Insurance for Home-Based Businesses

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Insureon helps home-based business owners compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

Common insurance policies for home-based businesses

From baking to writing, you can protect your small company with home business insurance. Insureon has helped home-based business owners secure almost 3,000 policies.

Business owner’s policy icon

Business owner’s policy

This policy bundles property and general liability insurance in one plan. A BOP is often the most cost-effective business insurance for individuals who work from home.

BEST FOR
  • Customer injuries
  • Damaged business property
  • Libel or slander lawsuits
Professional liability insurance icon

Professional liability insurance

This policy, or errors and omissions insurance, covers lawsuits related to work performance, such as a dissatisfied bride suing a wedding planner. It can often be added to a BOP.

BEST FOR
  • Mistakes and oversights
  • Failure to deliver services
  • Missed deadlines
Looking for different coverage? See more policies.

How much does insurance cost for home-based businesses?

Woman calculating costs of home-based business.

Several factors will have an impact on insurance costs, including:

  • Home business services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
What our customers are saying
"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."
Richard C.
Software / internet design
"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."
Michael D.
Custom programmer
"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."
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