Insurance for Home-Based Businesses

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What kind of work do you do?
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Top home-based professionals we insure

Insureon has helped small businesses like yours secure over 1 million policies.

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We insure most businesses.

Recommended insurance policies for home businesses

A lawsuit over a simple mistake could devastate a small home-based business. From baking to writing, you can protect your small company with home business insurance.

Business owner’s policy icon

Business owner’s policy

This policy bundles property and general liability insurance in one plan. A BOP is often the most cost-effective business insurance for individuals who work from home.

  • Customer injuries
  • Damaged business property
  • Libel or slander lawsuits
Professional liability insurance icon

Professional liability insurance

This policy is also called errors and omissions insurance (E&O). It covers lawsuits related to work performance, such as a dissatisfied bride suing a wedding planner for a mistake.

  • Mistakes and oversights
  • Failure to deliver services
  • Missed deadlines
Looking for different coverage? See more policies.

How much does insurance cost for home-based businesses?

Business owner calculating costs of home-based business.

Several factors will have an impact on insurance costs, including:

  • Home business services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
What our customers are saying
"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."
Richard C.
Software / internet design
"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."
Michael D.
"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."
Esther L.
Management consultant
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