Business Insurance for Recruiters

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Recruiting

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Save money by comparing insurance quotes for recruitment agencies

A professional mistake that costs a client money might land you in court. Business insurance for recruiters helps cover legal fees and other expenses.

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One application, multiple quotes

Insureon helps recruiters compare quotes from top U.S. carriers online. Get several quotes with one application.

What types of business insurance do recruiters need?

These policies provide coverage for the most common recruiting risks.

Business owner’s policy

A business owner's policy, or BOP, is a cost-effective way for recruitment agencies to buy general liability coverage and commercial property insurance together.

BEST FOR

Customer injuries
Damaged business property
Business interruption incidents

General liability insurance

This policy covers basic business risks, such as a client tripping on the front step of your agency. Bundle it with commercial property insurance for savings in a business owner’s policy.

BEST FOR

Customer property damage
Partial missed wages
Libel and slander lawsuits

Professional liability insurance

A professional liability policy, also called errors and omissions insurance (E&O), can help cover legal expenses if a headhunter is sued for unsatisfactory work.

BEST FOR

Accusations of negligence
Failure to fill a position on time
Work mistakes or oversights

Workers’ compensation insurance

Most states require workers' comp for recruiting businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

BEST FOR

Employee medical expenses
Missed wages
Employee injury lawsuits

Commercial auto insurance

Commercial auto insurance covers financial losses when a recruitment agency's vehicle is involved in an accident. It's required for vehicles registered to a business.

BEST FOR

Property damage caused by your vehicle
Bodily injuries from an auto accident
Vehicle theft and vandalism

Cyber liability insurance

This policy helps freelance recruiters and other recruiting professionals survive data breaches and cyberattacks by paying for customer notification costs and other expenses.

BEST FOR

Client notification costs
Data recovery costs
Data breach lawsuits

Looking for different coverage? See more policies.

Why do recruiters need insurance?

Businesses rely on you to find candidates with the right blend of skills and experience. Because your work affects individual careers and broader business outcomes, the stakes are high. In the event of a lawsuit, headhunter insurance can help mitigate legal expenses and other financial losses.

How much does insurance cost for recruiters?

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Several factors will have an impact on insurance costs, including:

Recruitment services offered
Business equipment and property
Revenue
Location
Number of employees

View Costs

What our customers are saying

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Programmer

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Management consultant