Your work affects individual careers and broader business outcomes, so the stakes are high. In the event of a lawsuit, recruiter insurance will help pay for the cost of hiring a lawyer, a court-ordered judgment, or a settlement. It also covers unexpected losses such as a fire, theft, or injury.
Insureon helps recruiters compare small business insurance quotes from top U.S. carriers online.
Get several quotes with one easy application.
These insurance policies cover the most common risks of talent acquisition.
A business owner's policy, or BOP, is a cost-effective way for recruiters and recruitment agencies to buy general liability coverage and commercial property insurance together.
This policy covers basic business risks, such as a client tripping on the front step of your agency. Bundle it with commercial property insurance for savings in a business owner’s policy.
A professional liability policy covers legal fees when a recruiting firm or headhunter is sued for unsatisfactory work. It's sometimes referred to as errors and omissions insurance (E&O).
Most states require workers' comp for recruiting businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This type of insurance covers financial losses when a recruitment agency's vehicle is involved in an accident. Most states require this coverage for vehicles registered to a business.
This policy helps freelance recruiters and other recruiting professionals survive data breaches and cyberattacks by paying for customer notification costs and other expenses.
A recruiter who works independently will pay less for insurance than a larger business.
Factors that affect premiums include:
It's easy to get insurance for recruiters and temporary staffing agencies if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for recruiters and staffing firms, whether you work independently or hire employees.