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Business Insurance for Recruiters
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Save money by comparing insurance quotes for recruitment agencies
A professional mistake that costs a client money might land you in court. Business insurance for recruiters helps cover legal fees and other expenses.
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What types of business insurance do recruiters need?
These policies provide coverage for the most common recruiting risks.
Business owner’s policy
A BOP bundles property insurance and general liability insurance under one plan. A BOP is a cost-effective type of commercial insurance for recruitment agencies.
BEST FOR
- Customer injuries
- Damaged business property
- Business interruption incidents
Professional liability insurance
A professional liability policy, also called errors and omissions insurance, can help cover legal expenses if a headhunter is sued for unsatisfactory work.
BEST FOR
- Accusations of negligence
- Failure to fill a position on time
- Work mistakes or oversights
Workers’ compensation insurance
Workers’ compensation insurance is required in almost every state for recruiting businesses that have employees. It can cover medical bills for work-related injuries.
BEST FOR
- Employee medical expenses
- Missed wages
- Employee injury lawsuits
Cyber liability insurance
This policy helps freelance recruiters and other recruiting professionals survive data breaches and cyberattacks by paying for customer notification costs and other expenses.
BEST FOR
- Client notification costs
- Data recovery costs
- Data breach lawsuits
Looking for different coverage? See more policies.
How much does insurance cost for recruiters?
Several factors will have an impact on insurance costs, including:
- Recruitment services offered
- Business equipment and property
- Revenue
- Location
- Number of employees
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Why do recruiters need insurance?
Businesses rely on you to find candidates with the right blend of skills and experience. Because your work affects individual careers and broader business outcomes, the stakes are high. In the event of a lawsuit, headhunter insurance can help mitigate legal expenses and other financial losses.