From smoke shops to electronics stores, retail shops are susceptible to theft, fires, injuries, and lawsuits. Insureon helps retail business owners secure the policies they need for their unique risks.
A BOP bundles commercial property insurance and general liability insurance in one plan. It's often the most cost-effective type of business insurance for retailers.
This policy covers common retail store risks, such as a customer slipping in a spill at a grocery store. Bundle with commercial property insurance for savings in a BOP.
Workers’ compensation insurance is required in almost every state for retail businesses that have employees. It can cover medical costs for work-related injuries.
Shops that sell alcohol need liquor liability insurance. This policy provides liability protection if a customer who bought alcohol injures someone or damages their property.
Umbrella insurance boosts coverage on a retailer's general liability insurance, employer’s liability, or commercial auto insurance once the policy reaches its limit.
Commercial auto insurance is usually required for business-owned vehicles. This policy covers accidents involving a retailer's delivery van or other vehicle.