From smoke shops to electronics stores, retail shops are susceptible to theft, fires, injuries, and lawsuits. Insureon helps retail business owners secure the policies they need for their unique risks.
A BOP bundles commercial property insurance and general liability insurance in one plan. It's often the most cost-effective type of business insurance for retailers.
This policy covers common retail store risks, such as a customer slipping in a spill at a grocery store. Bundle with commercial property insurance for savings in a BOP.
Most states require workers' comp for retail businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Shops that sell alcohol need liquor liability insurance. This policy provides liability protection if a customer who bought alcohol injures someone or damages their property.
Umbrella insurance boosts coverage on a retailer's general liability insurance, employer’s liability, or commercial auto insurance once the policy reaches its limit.
Commercial auto insurance is usually required for business-owned vehicles. This policy covers accidents involving a retailer's delivery van or other vehicle.