From smoke shops to electronics stores, retail shops are susceptible to theft, fires, injuries, and lawsuits. Insureon helps retail business owners secure the policies they need for their unique risks.
A BOP bundles commercial property insurance and general liability insurance in one plan. It's often the most cost-effective type of business insurance for retailers.
This policy covers common retail store risks, such as a customer slipping in a spill at a grocery store. Bundle with commercial property insurance for savings in a BOP.
Most states require workers' comp for retail businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy helps retail stores survive data breaches and cyberattacks. It's recommended for any shop that handles credit card numbers or other sensitive information.
Umbrella insurance boosts coverage on a retailer's general liability insurance, employer’s liability, or commercial auto insurance once the policy reaches its limit.
Most states require commercial auto insurance for business-owned vehicles. This policy covers accidents involving a retailer's delivery van or other vehicle.
Several factors will have an impact on insurance costs, including: