Healthcare Professionals Business Insurance
Choose the best rate and coverage
Insureon helps healthcare professionals compare insurance quotes from top U.S. carriers with one easy online application.
Common business insurance policies for healthcare professionals
From acupuncture to radiology, clinics can survive malpractice lawsuits and more with medical liability insurance. Insureon has helped healthcare business owners secure more than 7,000 policies.
Note: Insureon cannot provide quotes for professional liability insurance for healthcare professionals, also called malpractice insurance.
Business owner’s policy
This policy bundles commercial property and general liability insurance in one plan. A BOP is often the most cost-effective type of business insurance for healthcare specialists.
- Patient injuries
- Damaged business property
- Business interruption incidents
Workers’ compensation insurance
Workers’ compensation insurance is required in almost every state for healthcare businesses that have employees. It can cover medical costs for work-related injuries.
- Employee medical expenses
- Partial missed wages
- Lawsuits over employee injuries
Cyber liability insurance
This policy helps healthcare companies survive data breaches and cyberattacks. It can often be added to a BOP or general liability policy for savings.
- Data breach lawsuits
- Breach notification expenses
- Fraud monitoring costs
Professional liability insurance
This policy, also called malpractice insurance for medical professionals, can cover legal expenses if a practice is sued for negligence that led to injury.
- Incorrect diagnosis
- Accusations of negligence
- Mistakes or oversights
How much does business insurance cost for healthcare professionals?
Several factors will have an impact on insurance costs, including:
- Healthcare services offered, such as dentistry or hospice care
- Medical equipment and other business property
- Revenue
- Location
- Number of employees
