From acupuncture to radiology, healthcare professionals rely on business insurance to withstand lawsuits and accidents. Insureon helps you secure the right coverage for your clinic.
General liability insurance covers basic third-party risks for small business owners, such as a customer who slips and suffers an injury in your office. It's often required for a commercial lease.
A BOP bundles commercial property insurance and general liability coverage in one plan. It's often the most cost-effective type of business insurance for healthcare specialists.
Most states require workers' comp for healthcare businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy, also called malpractice insurance for medical professionals, can cover legal expenses if a practice is sued for negligence that led to an injury.
Most states require commercial auto insurance for vehicles owned by a healthcare business. It helps cover the cost of an accident involving your business vehicle.
This policy helps healthcare companies survive data breaches and cyberattacks. It can often be added to a BOP or general liability policy for savings.
It’s easy to find insurance for professionals in the healthcare industry. Whether you’re a dentist, home health provider, or physician's assistant, you’ll need to have some basic information about your business available.
Our application will ask you for your annual revenue and payroll, among other details. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance options to manage your business's unique risks, whether you’re a radiologist at a local care facility or work in a busy medical staffing agency.
While not every state requires healthcare professionals to carry medical malpractice insurance, it's often required by government contracts, healthcare networks, and hospitals or other healthcare facilities.
Even when you're not required to have it, malpractice coverage is a key part of risk management. Your patients depend on your specialized skills, and you need to meet a certain standard of care. Not taking the same amount of care that others with your specialized knowledge and training would is called professional negligence, or malpractice.
Medical malpractice claims against physicians and other medical professionals are some of the most well-known professional negligence cases.
The main insurance policies that most healthcare professionals carry, such as general liability and medical malpractice, protect their practices from common risks. However, there are additional coverage options to consider as part of your risk management plan.
License defense coverage will pay for legal fees and other costs associated with defending nurses during an investigation that may result in action against their nursing licenses. This coverage can usually be added to your professional liability policy.
Needlestick insurance, or accidental occupational insurance, protects you from needlestick and sharps injuries, as well as blood and bodily fluid exposure.
HIPPA coverage can be included in a professional liability policy to provide coverage for HIPAA violations including proceedings, fines, and penalties.