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Healthcare Professionals Business Insurance
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Top healthcare professionals we insure
Insureon has helped small businesses secure over 1 million policies.
We also cover healthcare facilities and therapy and counseling professionals.
Recommended business insurance policies for healthcare professionals
From acupuncture to radiology, healthcare professionals rely on business insurance to withstand lawsuits and accidents. Insureon helps you secure the right coverage for your clinic.
General liability insurance
General liability insurance covers basic third-party risks at a healthcare practice, such as a customer who slips and suffers an injury in your office. It's often required for a commercial lease.
BEST FOR
- Patient slip-and-fall injuries
- Damaged patient property
- Libel and other advertising injuries
Business owner’s policy
A BOP bundles commercial property insurance and general liability coverage in one plan. It's often the most cost-effective type of business insurance for healthcare specialists.
BEST FOR
- Patient injuries from accidents
- Damaged business property
- Business interruption incidents
Workers’ compensation insurance
Most states require workers' comp for healthcare businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
BEST FOR
- Employee medical expenses
- Disability benefits
- Lawsuits from employee injuries
Professional liability insurance
This policy, also called malpractice insurance for medical professionals, can cover legal expenses if a practice is sued for negligence that led to an injury.
BEST FOR
- Incorrect diagnosis
- Accusations of negligence
- Mistakes or oversights
Commercial auto insurance
Most states require commercial auto insurance for vehicles owned by a healthcare business. It helps cover the cost of an accident involving your business vehicle.
BEST FOR
- Damage caused by your vehicle
- Medical bills from an auto accident
- Vehicle theft and vandalism
Cyber liability insurance
This policy helps healthcare companies survive data breaches and cyberattacks. It can often be added to a BOP or general liability policy for savings.
BEST FOR
- Data breach lawsuits
- Breach notification expenses
- Fraud monitoring costs
Looking for different coverage? See more policies.
How much does business insurance cost for healthcare professionals?
Several factors will have an impact on insurance costs, including:
- Healthcare services offered, such as dentistry or hospice care
- Types of care, such as inpatient, outpatient, or telehealth
- Medical equipment and other business property
- Revenue
- Location
- Number of employees
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