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Frequently asked questions
Review some of the most common questions that business owners and entrepreneurs ask about small business insurance.
Small business insurance
Why do I need business insurance?
Every business can benefit from having commercial insurance, and some policies are required by law.
Small business insurance
How do I get business insurance?
Take a few simple steps to evaluate your risks and compare policies online before purchasing small business insurance.
Small business insurance
What does business insurance cover?
No single policy protects against all business risks. Different types of business insurance protect against customer injuries, property damage, cyberattacks, and other threats to your business.
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Business insurance terms explained
Insurance can seem complicated. Our glossary breaks down the legalese.
Business insurance glossary
Public liability insurance
Public liability insurance is an outdated term for general liability insurance. It covers the cost of claims made by the public for mishaps that happen in connection with your business.
Business insurance glossary
What is property damage?
Property damage involves the harm, breaking, or impairment of something your business owns. This can include your work vehicles, business property, and items they contain—such as office equipment and merchandise.
Business insurance glossary
Bodily injury
The term bodily injury means physical harm to a human body. It can refer to sickness, disease, or injury that may require medical treatment.
Find business insurance requirements in your state
Select your state to learn about insurance requirements for your small business.
