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Small Business Insurance Resources
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Frequently asked questions
Review some of the most common questions that business owners and entrepreneurs ask about small business insurance.
Small business insurance
Why do I need business insurance?
Every business can benefit from having commercial insurance, and some policies are required by law.
Small business insurance
How do I get business insurance?
Take a few simple steps to evaluate your risks and compare policies online before purchasing small business insurance.
Small business insurance
What does business insurance cover?
No single policy protects against all business risks. Different types of business insurance protect against customer injuries, property damage, cyberattacks, and other threats to your business.
Small business research and polls
Follow business trends and read the latest research on small businesses.
Workers' compensation insurance
Poll: 26% of small businesses lack workers' comp coverage
Twenty-six percent of small businesses don't have workers' comp coverage, according to an Insureon poll, which could leave them open to liability.
E-commerce & online retailers
Poll: 43% of small businesses experience sizable revenue growth with online sales
A poll conducted by Insureon and online small business directory Manta revealed that only 19% of businesses did not experience any growth in revenue from selling products online.
IT / Technology
The 7 best cities to start an IT consulting business
We have selected the seven best cities in which to start an IT consulting firm after studying surveys and research reports from recruiting firms, financial analysts, and Insureon's small business...
Business insurance terms explained
Insurance can seem complicated. Our glossary breaks down the legalese.
Business insurance glossary
Deductible
A deductible is the amount of money you pay out of pocket before your insurance coverage kicks in.
Business insurance glossary
Premium
A premium is the price you pay to an insurer for your small business insurance.
Business insurance glossary
Subrogation
Subrogation occurs when an insurer takes your place in a legal battle to recoup money paid on a claim.
Find business insurance requirements in your state
Select your state to learn about insurance requirements for your small business.
