Generally, Wisconsin state law requires businesses with three or more employees, full-time or part-time, to carry workers’ compensation insurance. This policy covers medical bills for work injuries and illnesses.
All business-owned vehicles in Wisconsin must be covered by commercial auto insurance. Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.
Wisconsin's commercial auto insurance requirements are:
Commercial insurance can be affordable for a small Wisconsin business. Factors that influence the cost include:
In Wisconsin, insurance agents, agencies, and brokers are licensed by the Wisconsin Office of the Commissioner of Insurance. Insureon is licensed in Wisconsin as BIN Insurance Holdings LLC (NPN 15752926) for property and casualty insurance (license number 100195984).
You can verify our licensure with the National Association of Insurance Commissioners by selecting Wisconsin, licensee, business entity, and then entering our NPN or license number.