Insurance for Hair and Beauty Salons and Hairstylists

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Beauty Shops
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Find the right insurance for hair salons and hairstylists

An allergic reaction to a hair product or an angry tweet about a competitor could cripple your business. Shield it with insurance for hairstylists and hair salons.

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One application, multiple quotes

Insureon helps hair salons and hairdressers compare quotes from top U.S. carriers online. Get several quotes with one application.

What types of insurance do hair salons and stylists need?

These policies provide coverage for the most common risks hair and beauty salons and hairstylists face.

General liability insurance icon

General liability insurance

This policy covers basic hair salon risks, such as spilling dye on a customer’s expensive clothing. Bundle with commercial property insurance for savings in a BOP.

  • Slip-and-fall accidents
  • Damaged customer property
  • Product liability insurance
Business owner’s policy icon

Business owner’s policy

A BOP bundles property insurance and general liability insurance under one plan.This is often one of the most cost-effective commercial insurance policies for hairstylists and salons.

  • Customer injuries
  • Damaged customer property
  • Damaged business property
Professional liability insurance icon

Professional liability insurance

Professional liability for hair salons and stylists covers lawsuits related to work performance, such as a customer who claims your hair treatment did not turn out as promised.

  • Lawsuits related to customer dissatisfaction
  • Accusations of harm from a styling treatment
  • Work errors, such as using the wrong hair dye
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for beauty shops and hair salons that have employees. It can cover medical bills for work-related injuries.

  • Employee medical expenses
  • Missed wages
  • Employee injury lawsuits
Looking for different coverage? See more policies.

Why do hair salons need insurance?

From mobile hairdresser insurance to hair salon insurance, hairstylist insurance protects against lawsuits brought by dissatisfied customers, employee injuries, and more. Whether you own a salon or work independently, business insurance can cover your legal expenses, medical bills, and other costs.

How much does insurance cost for hair salons and hairstylists?

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Several factors will have an impact on insurance costs, including:

  • Salon and styling services offered, such as haircuts and color treatments
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
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