North Dakota law requires all employers to purchase workers' compensation insurance for their employees (part-time, full-time, seasonal, or otherwise) prior to hiring. This policy covers medical bills for work injuries and illnesses.
All business-owned vehicles in North Dakota must be covered by commercial auto insurance. Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.
North Dakota’s commercial auto insurance requirements are:
In North Dakota, insurance agents, agencies, and brokers are licensed by the North Dakota Insurance Department. Insureon is licensed in North Dakota as BIN Insurance Holdings LLC (NPN 15752926) for property and casualty insurance and for surplus lines (license number 2000003458). Verify our licensure with the National Association of Insurance Commissioners: select North Dakota, Licensee, Business Entity, and then enter our NPN or license number.