A business owner’s policy, or BOP, combines general liability insurance with commercial property insurance, typically at a lower rate than if the policies were purchased separately.
All small businesses that want protection from unexpected financial losses should consider a business owner’s policy. Many companies only purchase general liability insurance, which does not protect business property. A BOP bundles general liability insurance with commercial property insurance for more complete coverage.
A BOP bundles these two policies at a discount:
General liability insurance protects against common business risks, such as customer injury or damage to client property. It’s often required when signing a commercial lease or a client contract.
Commercial property insurance protects your building, equipment, and inventory from damage or loss.
A BOP is ideal for a small business that wants protection against common lawsuits and coverage for valuable business property, such as a building or specialized equipment. Read more about business owner’s policy coverage.
JSS component is missing React implementation. See the developer console for more information.
One of the best aspects of a BOP is its flexibility. You can add endorsements to your business owner’s policy that cover specific risks, for example:
Talk to an Insureon agent to discuss tailoring a BOP to match your business.
Find more answers to frequently asked questions about business owner’s policy.