Business Insurance for Barbershops

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Save money by comparing barbershop business insurance quotes

A lawsuit over a bad haircut or accusation of property damage by the landlord could be enough to close down your barbershop. Protect your business with policies tailored for barbers.

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One application, multiple quotes

Insureon helps barbershops compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of business insurance do barbershops need?

These policies provide coverage for the most common risks barbers face.

General liability insurance icon

General liability insurance

This policy provides coverage for basic barbershop risks, such as a customer slipping on a wet floor. Bundle with property insurance for savings in a business owner’s policy.

  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
Business owner’s policy icon

Business owner’s policy

A BOP bundles property insurance and general liability insurance under one plan. It's often one of the most cost-effective commercial insurance policies for barbers.

  • Customer injuries
  • Damaged customer property
  • Damaged business property
Professional liability insurance icon

Professional liability insurance

Professional liability insurance for barbers covers lawsuits related to work performance, such as a customer dissatisfied with a haircut or a nick from shaving.

  • Customers dissatisfied with results
  • Accusations of negligence
  • Errors and oversights
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for barbershops that have employees. It can cover medical bills for work-related injuries.

  • Employee medical expenses
  • Missed wages
  • Legal costs
Looking for different coverage? See more policies.

How much does insurance cost for personal care businesses?

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Several factors will have an impact on insurance costs, including:

  • Personal care services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
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Why do barbershops need insurance?

Whether you rent a chair or run a small barbershop, you face many daily risks. Accidents happen, and without coverage, a single incident such as a cut from shaving could sink your business in legal fees. Barber insurance can keep your doors open by covering expenses related to customer injuries, property damage, and more.

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