Business Insurance for Barbershops

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Save money by comparing barbershop business insurance quotes

A lawsuit over a bad haircut or accusation of property damage by the landlord could be enough to close down your barbershop. Protect your business with policies tailored for barbers.

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One application, multiple quotes

Insureon helps barbershops compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of business insurance do barbershops need?

These policies provide coverage for the most common risks barbers face.

General liability insurance icon

General liability insurance

This policy provides coverage for basic barbershop risks, such as a customer slipping on a wet floor. Bundle with commercial property insurance for savings in a BOP.

  • Slip-and-fall accidents
  • Damaged customer property
  • Product liability insurance
Business owner’s policy icon

Business owner’s policy

A BOP bundles property insurance and general liability insurance under one plan. It's often one of the most cost-effective commercial insurance policies for barbers.

  • Customer injuries
  • Damaged customer property
  • Damaged business property
Professional liability insurance icon

Professional liability insurance

Professional liability insurance for barbers covers lawsuits related to work performance, such as a customer dissatisfied with a haircut or a nick from shaving.

  • Customers dissatisfied with results
  • Accusations of negligence
  • Errors and oversights
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for barbershops that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Missed wages
  • Legal costs
Looking for different coverage? See more policies.

Why do barbershops need insurance?

Whether you rent a chair or run a small barbershop, you face many daily risks. Accidents happen, and without coverage, a single incident such as a cut from shaving could sink your business in legal fees. Barber insurance can keep your doors open by covering expenses related to customer injuries, property damage, and more.

How much does insurance cost for personal care businesses?

Person doing calculations with a hair dryer and a chart in the background.

Several factors will have an impact on insurance costs, including:

  • Personal care services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
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