When you work in media and advertising, you're vulnerable to lawsuits over copyright infringement, libel, and other advertising injuries. Business insurance can cover legal expenses, property damage, and other losses.
This policy covers common risks for media professionals, such as customer property damage and injuries. Bundle it with property insurance in a business owner’s policy to save.
This policy can pay legal expenses if a client sues over unsatisfactory work or a mistake. It's sometimes referred to as professional liability insurance or errors and omissions insurance (E&O).
A business owner's policy, or BOP, is a cost-effective way for media and advertising companies to purchase general liability coverage and commercial property insurance together.
Most states require workers' comp for media and advertising businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy helps media companies survive data breaches and cyberattacks. It's strongly recommended for any small business that handles credit card numbers or other personal information.
A commercial auto policy helps cover costs if a vehicle owned by an advertising agency is involved in an accident. It's usually required for business-owned vehicles.
Several factors impact how much media and advertising companies pay for business insurance, including: