Graphic designer insurance can help pay legal expenses if you experience a data breach, an employee is injured, or a client sues over unsatisfactory work.
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These policies provide coverage for common risks faced by graphic designers.
General liability insurance covers client property damage and injuries. Graphic designers can often bundle it with property insurance in a business owner’s policy.
This policy is also called professional liability insurance. It can cover legal bills if a graphic designer is sued over a work mistake, copyright infringement, or defamation.
Most states require graphic design businesses with employees to buy this policy. It covers medical fees and lost wages for work-related injuries and illnesses.
This policy can help graphic designers pay the recovery costs associated with a data breach or other cyberattack, including the cost of notifying affected clients.
Several factors will have an impact on the cost of insurance, including:
Your graphic design business could face devastating expenses if you are accused of copyright infringement or if you accidentally damage a client's property or equipment. Graphic design insurance can cover these and other liabilities.