Graphic designer insurance can help pay legal expenses if a client sues over unsatisfactory work. It can also cover data breaches, employee injuries, and other costly risks.
These policies cover the most common risks faced by graphic designers.
General liability insurance covers client property damage and injuries. Graphic designers can often bundle it with property insurance in a business owner’s policy.
This policy is also called professional liability insurance. It can cover legal expenses if a graphic designer is sued over a work mistake, copyright infringement, or defamation.
Most states require workers' comp for graphic design businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy can help graphic designers pay the recovery costs associated with a data breach or other cyberattack, including the cost of notifying affected clients.
Your graphic design business could face devastating expenses if you are accused of copyright infringement or if you accidentally damage a client's equipment. Graphic design insurance can cover these liabilities, along with risks like theft, injuries, and data breaches. Some policies may be required, such as workers' compensation insurance for employees.