Business Insurance for Graphic Designers

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Graphic Designers
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Graphic designer insurance can help pay legal expenses if a client sues over unsatisfactory work. It can also cover data breaches, employee injuries, and other costly risks.

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One application, multiple quotes

Insureon helps graphic designers compare business insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of insurance do graphic designers need?

These policies cover the most common risks faced by graphic designers.

General liability insurance icon

General liability insurance

General liability insurance covers client property damage and injuries. Graphic designers can often bundle it with property insurance in a business owner’s policy.

  • Client property damage
  • Client injuries
  • Commercial lease requirements
Professional liability insurance icon

Media liability insurance

This policy is also called professional liability insurance. It can cover legal expenses if a graphic designer is sued over a work mistake, copyright infringement, or defamation.

  • Accusations of negligence
  • Work mistakes or oversights
  • Libel or slander claims
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for graphic design businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical bills
  • Lost pay
  • Legal expenses
Cyber liability insurance icon

Cyber liability insurance

This policy can help graphic designers pay the recovery costs associated with a data breach or other cyberattack, including the cost of notifying affected clients.

  • Data breach recovery
  • Client notification costs
  • Fraud monitoring services
Looking for different coverage? See more policies.

Why do graphic designers need insurance?

Your graphic design business could face devastating expenses if you are accused of copyright infringement or if you accidentally damage a client's equipment. Graphic design insurance can cover these liabilities, along with risks like theft, injuries, and data breaches. Some policies may be required, such as workers' compensation insurance for employees.

How much does insurance cost for media and advertising professionals?

Media specialist using a printing calculator.

Several factors will have an impact on the cost of insurance, including:

  • Media and advertising services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
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Graphic Designers