Your graphic design business could face devastating legal costs if you're accused of copyright infringement or plagiarism. Business insurance provides financial protection from lawsuits, theft, injuries, and accidents. Some policies may be required by state law, clients, or a lease agreement.
These insurance policies cover common risks faced by graphic designers.
A general liability policy covers accidents that injure a client or damage their property. Bundle it with commercial property insurance in a business owner’s policy (BOP) to save money.
Professional liability coverage pays legal defense costs related to work mistakes or copyright infringement. It's also referred to as media liability insurance or errors and omissions insurance.
A business owner's policy, or BOP, is a cost-effective way for graphic designers to purchase general liability coverage and commercial property insurance together.
Most states require workers' comp for graphic design businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy covers financial losses related to data breaches and cyberattacks. It's strongly recommended for any small business that handles credit cards or other sensitive data.
Commercial auto insurance helps cover costs if a vehicle owned by a graphic design company is involved in an accident. It's usually required for business-owned vehicles.
It's easy to get graphic design insurance or website design insurance if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your graphic design business, whether you work independently or hire employees.