Web and UX / UI Designer Insurance

Website Development / Online Advertising (SEO & SEM) / Online Media
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Why do web and UX / UI designers need insurance?

You aim to build fantastic websites for your clients, but unexpected events can put a wrench in your plans. Web designer insurance guards against losses and expenses related to data breaches, accidental copyright infringement, injuries, and other risks.

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Choose the best rate and coverage

Insureon helps web and UX / UI designers compare insurance quotes from top U.S. providers online. Fill out one application to get multiple quotes.

A licensed insurance agent will make sure you get the right liability coverage to meet insurance requirements and protect your business.

What types of business insurance do web, UX and UI designer need?

These insurance policies cover common risks faced by website, UX and UI design businesses.

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Technology errors and omissions insurance

Technology E&O insurance, also called professional liability insurance, covers legal expenses related to a web designer’s performance. You can often add intellectual property and media liability coverage.

  • Missed deadlines
  • Failure to deliver upon promises
  • Coding errors
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Cyber insurance

A cyber liability insurance policy helps web and UX / UI designers survive data breaches and cyberattacks. It's recommended for any business that handles sensitive information.

  • Client notification expenses
  • Fraud monitoring costs
  • Legal fees from a data breach
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General liability insurance

General liability insurance covers basic third-party risks that can affect any web designer. Bundle it with commercial property insurance for savings in a business owner’s policy (BOP).

  • Customer bodily injuries
  • Damaged customer property
  • Libel and slander lawsuits
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Fidelity bonds

This bond, also called an employee dishonesty bond, helps web design companies compensate clients for employee theft. It's often required by client contracts.

  • Unlawful data access by an employee
  • Illegal funds transfer by an employee
  • Other employee theft or fraud
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Workers’ compensation insurance

Most states require workers' comp for web design businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Medical costs for work-related injuries
  • Disability benefits
  • Legal costs from employee injuries
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Commercial auto insurance

A commercial auto policy covers property damage and legal expenses in accidents involving company vehicles. Most states require it for business-owned vehicles.

  • Car accidents
  • Vandalism and theft
  • Legal defense costs
Looking for different coverage? See more policies.

How much does web designer business insurance cost?

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A web designer working on their own will pay less for insurance than a small tech company.

Factors that affect premiums include:

  • IT services and products offered
  • Business equipment and property
  • Business revenue
  • Types of insurance purchased
  • Policy limits and deductibles
View Costs

How do I get web design business insurance?

It's easy to get web design insurance or web developer insurance if you have your company information on hand. Our insurance application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:

  1. Complete a free online application
  2. Compare insurance quotes and choose policies
  3. Pay for your policy and download a certificate

Insureon's licensed agents work with top-rated U.S. providers to find insurance coverage that fits your web design business, whether you work independently or hire employees.

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