You aim to build fantastic websites for your clients, but unexpected events can put a wrench in your plans. Web designer insurance guards against losses and expenses related to data breaches, accidental copyright infringement, injuries, and other risks.
These insurance policies cover common risks faced by website, UX and UI design businesses.
Technology E&O insurance, also called professional liability insurance, covers legal expenses related to a web designer’s performance. You can often add intellectual property and media liability coverage.
A cyber liability insurance policy helps web and UX / UI designers survive data breaches and cyberattacks. It's recommended for any business that handles sensitive information.
General liability insurance covers basic third-party risks that can affect any web designer. Bundle it with commercial property insurance for savings in a business owner’s policy (BOP).
This bond, also called an employee dishonesty bond, helps web design companies compensate clients for employee theft. It's often required by client contracts.
Most states require workers' comp for web design businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
A commercial auto policy covers property damage and legal expenses in accidents involving company vehicles. Most states require it for business-owned vehicles.
It's easy to get web design insurance or web developer insurance if you have your company information on hand. Our insurance application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed agents work with top-rated U.S. providers to find insurance coverage that fits your web design business, whether you work independently or hire employees.