Business Insurance for Web Designers

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A contract disagreement with a client or design flaw that results in a data breach could have financial consequences for your web design company. Prepare for the unexpected with policies tailored for web designers.

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Insureon helps web designers compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of business insurance does a web designer need?

These policies provide coverage for common risks faced by web designers.

Errors and omissions insurance icon

Errors and omissions insurance

Technology E&O insurance is important for web designers. It can cover legal fees of lawsuits related to work performance.

BEST FOR
  • Missed web design deadlines
  • Accusations of negligence
  • Errors in web design
General liability insurance icon

General liability insurance

This policy covers accidental client injuries and other basic risks that can affect any web designer. Bundle with property insurance for savings in a business owner’s policy.
BEST FOR
  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers' compensation insurance is required in almost every state for web design businesses with employees. It can cover medical fees for work-related injuries.

BEST FOR
  • Employee medical expenses
  • Missed wages
  • Legal costs
Commercial auto insurance icon

Commercial auto insurance

Commercial auto insurance can cover property damage and medical bills in an accident involving a business-owned vehicle. It can also cover vehicle damage from other causes.

BEST FOR
  • Car accidents
  • Vandalism and theft.
  • Weather damage
Cyber liability insurance icon

Cyber liability insurance

This policy helps web designers survive data breaches and cyberattacks. It can help pay for recovery expenses, the cost of notifying affected clients, and other related costs.

BEST FOR
  • Data breach lawsuits
  • Client notification expenses
  • Fraud monitoring costs
Fidelity bond icon

Fidelity bonds

This bond, also called an employee dishonesty bond, covers client accusations of employee theft, including theft by electronic funds transfer.

BEST FOR
  • Employee theft or fraud
  • Unlawful data access by an employee
  • Illegal funds transfer by an employee
Looking for different coverage? See more policies.

How much does technology business insurance cost?

Male IT worker making calculations.

Several factors will have an impact on insurance costs, including:

  • Web design services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
What our customers are saying
"I was confused about what type of coverage I needed and Holly was extremely helpful. Way more helpful than I had experienced with other companies. I got the exact coverage I needed!"
Jessica Shannon
Customer since 2016
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Why do web designers need insurance?

You aim to provide fantastic UX / UI design services for your clients, but unexpected events can put a wrench in your plans. Web designer insurance guards against losses and expenses related to data breaches, accidental copyright infringement, injuries, and other risks.

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