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Our top policies
General liability insurance
This policy covers common business risks including bodily injuries, customer property damage, and advertising injuries. It's required for most commercial leases.
- Slip-and-fall accidents
- Damaged customer property
- Libel or slander lawsuits
Business owner's policy
A business owner's policy, or BOP, is a cost-effective way for small business owners to buy general liability coverage and commercial property insurance together.
- Customer injuries
- Damaged business property
- Business interruption incidents
Professional liability insurance
This policy, also called errors and omissions insurance (E&O), can help cover legal expenses if a business is sued for a mistake, missed deadline, or other unsatisfactory work.
- Professional negligence lawsuits
- Project scope disputes
- Work mistakes or oversights
Commercial property insurance
This policy covers a business’s physical structure and its contents, such as inventory, equipment, and furniture. It protects against theft, fire, and other losses and damages.
- Fire
- Theft or vandalism
- Windstorms
Workers’ compensation insurance
Workers’ compensation insurance is required in almost every state for businesses that have employees. It can cover medical costs for work-related injuries.
- Employee medical expenses
- Partial missed wages
- Lawsuits over employee injuries
Cyber liability insurance
This policy helps small businesses survive data breaches and cyberattacks. It can pay for recovery expenses, including the cost of notifying customers affected by a breach.
- Data breach lawsuits
- Customer notification expenses
- Fraud monitoring costs
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I completed the quote request, got a call from my agent to discuss which quotes best fit my needs, and had the policy in place within 10 minutes. No pain, all gain.Roger A.
Engineer- The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time.Esther L.
Management consultant - Denise Smith is a breath of fresh air. I loved every second dealing with her. And, yes, I'm talking about buying insurance. Most people don't love that, but Denise made the experience exceptional. She is a rock star!Kristine W.
Food products manufacturing - We needed quotes fast and coverage even faster. We received both. We appreciate your service. THANK YOU.Rich H.
Engineer - I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes.Richard C.
Software / internet design - Great streamlined process. Quick, easy, and support is very helpful.Ryan F.
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