Installation Professionals Business Insurance

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Insureon has helped small businesses secure over 1 million policies.

Recommended insurance policies for installation professionals

Whether you install ceilings, floors, or anything in between, an accident could lead to a devastating lawsuit. Insureon helps installers secure policies that match your unique risks.

General liability insurance

This policy covers basic installation risks, such as accidental damage to a client’s home. Bundle it with property insurance for savings in a business owner’s policy.

BEST FOR

Slip-and-fall accidents
Damaged customer property
Product liability insurance

Workers’ compensation insurance

Most states require workers' comp for installation that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

BEST FOR

Employee medical expenses
Partial missed wages
Lawsuits over employee injuries

Commercial auto insurance

Commercial auto insurance covers accidents involving an installation company's vehicle. It also covers vehicle theft, weather damage, and vandalism.

BEST FOR

Accidents involving company vehicles
Theft of a company vehicle
Vandalism or weather damage to a vehicle

Contractor’s tools and equipment insurance

A type of inland marine insurance, this policy covers repair or replacement of an installation contractor's tools and equipment if they are lost, stolen, or damaged.

BEST FOR

Equipment less than five years old
Mobile equipment, such as circular saws
Small tools, such as hammers, wrenches, and trowels

Looking for different coverage? See more policies.

How much does insurance cost for installers?

Several factors will have an impact on insurance costs, including:

Installation services offered, such as HVAC
Business equipment and property
Revenue
Location
Number of employees

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What our customers are saying

"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."

Richard C.

Software / internet design

"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."

Michael D.

Programmer

"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."

Esther L.

Management consultant

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