Installation Professionals Business Insurance

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Appliance installation Ceiling and wall installation Door and window installation Drywall installation Fence installation Flooring installation Glass and glazing contractors HVAC installation Tile and stone installation Telecom cabling installation

Choose the best rate and coverage

Insureon helps installation professionals compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

Common insurance policies for installation professionals

Whether you install floors, ceilings, or anything in between, an accident could lead to a devastating lawsuit. Insureon helps installation businesses secure policies that match your unique risks.

General liability insurance

This policy covers basic installation risks, such as accidental damage to a client’s home. Bundle it with property insurance for savings in a business owner’s policy.

BEST FOR

Slip-and-fall accidents
Damaged customer property
Defamation and copyright lawsuits

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for installation businesses that have employees. It can cover medical costs for work-related injuries.

BEST FOR

Employee medical expenses
Partial missed wages
Lawsuits over employee injuries

Commercial auto insurance

Commercial auto insurance covers accidents involving an installation company's vehicle. It also covers vehicle theft, weather damage, and vandalism.

BEST FOR

Accidents involving company vehicles
Theft of a company vehicle
Vandalism or weather damage to a vehicle

Contractor’s tools and equipment insurance

A type of inland marine insurance, this policy covers repair or replacement of an installation contractor's tools and equipment if they are lost, stolen, or damaged.

BEST FOR

Equipment less than five years old
Mobile equipment, such as circular saws
Small tools, such as hammers, wrenches, and trowels

Looking for different coverage? See more policies.

How much does insurance cost for installers?

Several factors will have an impact on insurance costs, including:

Installation services offered, such as HVAC
Business equipment and property
Revenue
Location
Number of employees

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What our customers are saying

"I was confused about what type of coverage I needed and Holly was extremely helpful. Way more helpful than I had experienced with other companies. I got the exact coverage I needed!"

Jessica Shannon

Customer since 2016

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