Installation Professionals Business Insurance

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Professions we insure:
Appliance installationCeiling and wall installationDoor and window installationDrywall installationFence installationFlooring installationGlass and glazing contractorsHVAC installationSiding installationTile and stone installation
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Choose the best rate and coverage

Insureon helps installation professionals compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

Recommended insurance policies for installation professionals

Whether you install ceilings, floors, or anything in between, an accident could lead to a devastating lawsuit. Insureon helps installers secure policies that match your unique risks.

General liability insurance icon

General liability insurance

This policy covers basic installation risks, such as accidental damage to a client’s home. Bundle it with property insurance for savings in a business owner’s policy.

BEST FOR
  • Slip-and-fall accidents
  • Damaged customer property
  • Defamation and copyright lawsuits
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for installation businesses that have employees. It can cover medical costs for work-related injuries.

BEST FOR
  • Employee medical expenses
  • Partial missed wages
  • Lawsuits over employee injuries
Commercial auto insurance icon

Commercial auto insurance

Commercial auto insurance covers accidents involving an installation company's vehicle. It also covers vehicle theft, weather damage, and vandalism.

BEST FOR
  • Accidents involving company vehicles
  • Theft of a company vehicle
  • Vandalism or weather damage to a vehicle
Contractor’s tools and equipment coverage icon

Contractor’s tools and equipment insurance

A type of inland marine insurance, this policy covers repair or replacement of an installation contractor's tools and equipment if they are lost, stolen, or damaged.

BEST FOR
  • Equipment less than five years old
  • Mobile equipment, such as circular saws
  • Small tools, such as hammers, wrenches, and trowels
Looking for different coverage? See more policies.

How much does insurance cost for installers?

Installer calculating insurance costs.

Several factors will have an impact on insurance costs, including:

  • Installation services offered, such as HVAC
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
What our customers are saying
"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."
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