Compare insurance quotes for installers
Save money by comparing insurance quotes from multiple carriers.
Installation Professionals Business Insurance
Compare multiple quotes from top carriers with one application.
What kind of work do you do?
We partner with trusted A-rated insurance companies
Top installation contractors we insure
Insureon has helped small businesses secure over 1 million policies.
We also cover construction contractors.
Recommended insurance policies for installation professionals
Whether you install ceilings, floors, or anything in between, an accident could lead to a devastating lawsuit. Insureon helps installers secure policies that match your unique risks.
General liability insurance
This policy covers basic installation risks, such as accidental damage to a client’s home. Bundle it with property insurance for savings in a business owner’s policy.
BEST FOR
- Slip-and-fall accidents
- Damaged customer property
- Product liability insurance
Workers’ compensation insurance
Most states require workers' comp for installation that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
BEST FOR
- Employee medical expenses
- Partial missed wages
- Lawsuits over employee injuries
Commercial auto insurance
Commercial auto insurance covers accidents involving an installation company's vehicle. It also covers vehicle theft, weather damage, and vandalism.
BEST FOR
- Accidents involving company vehicles
- Theft of a company vehicle
- Vandalism or weather damage to a vehicle
Contractor’s tools and equipment insurance
A type of inland marine insurance, this policy covers repair or replacement of an installation contractor's tools and equipment if they are lost, stolen, or damaged.
BEST FOR
- Equipment less than five years old
- Mobile equipment, such as circular saws
- Small tools, such as hammers, wrenches, and trowels
Looking for different coverage? See more policies.
How much does insurance cost for installers?
Several factors will have an impact on insurance costs, including:
- Installation services offered, such as HVAC
- Business equipment and property
- Revenue
- Location
- Number of employees
What our customers are saying
