Drywall Contractor Insurance

Drywall Installation
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Why do drywall installers need insurance?

As a drywall installer, you’re surrounded by employees, contractors, and clients while taping and finishing in other people's buildings. This opens you up to many risks, including injuries and theft. Drywall contractor insurance can help cover lawsuits and other financial losses. Some policies, like workers' compensation, are required by law.

Contractors installing drywall into a building.
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Find affordable coverage

Drywall installers can save money on insurance by comparing quotes from top providers.

Fill out Insureon's easy online application to get free quotes and advice from a licensed insurance agent.

What types of insurance do drywall installation businesses need?

These insurance policies cover the most common risks of drywall installation.

General liability insurance icon

General liability insurance

A general liability policy covers basic drywaller risks, such as a customer slipping on joint compound. It's often required for a commercial lease.

  • Medical payments from customer accidents
  • Product liability insurance
  • Slander and other advertising injuries
Business owner’s policy icon

Business owner's policy

A business owner's policy, or BOP, is a cost-effective way for drywall installers to buy general liability coverage and commercial property insurance together.

  • Accidental damage to customer property
  • Customer injuries
  • Business property damage
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp insurance for drywall businesses that have employees. It also protects sole proprietors and subcontractors from work-related medical costs that health insurance might deny.

  • Employee medical expenses
  • Disability benefits
  • Legal defense costs
Commercial auto insurance icon

Commercial auto insurance

This policy covers property damage and third-party injuries caused by drywall contracting vehicles. Small businesses need auto liability coverage to comply with state laws.

  • Damage to another vehicle or property
  • Bodily injuries in an accident
  • Vehicle theft and vandalism
Contractor’s tools and equipment coverage icon

Contractor’s tools and equipment insurance

This insurance covers the cost of repairing or replacing a drywall contractor’s taping banjos, flat boxes, and other tools if they are lost, stolen, or damaged.

  • Equipment less than five years old
  • Equipment that travels to job sites
  • Small tools
Cyber liability icon

Cyber insurance

Cyber insurance helps cover the cost of a data breach or cyberattack at your drywall business. It's sometimes called cyber liability insurance or cybersecurity insurance.

  • Data breach notification costs
  • Fraud monitoring services
  • Cyber incident investigations
Looking for different coverage? See more policies.

How much does insurance cost for installation businesses?

Installation professional calculating insurance costs for their business.

A small business with a few workers will pay less for insurance than a large company.

Factors that affect premiums include:

  • Installation services offered
  • Type of work, such as new construction or renovation
  • Business property and equipment
  • Business revenue
  • Types of insurance purchased
  • Policy limits and deductibles
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How do I get insurance for my drywall installation business?

It's easy to get drywall business insurance if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:

  1. Complete a free online application
  2. Compare insurance quotes and choose policies
  3. Pay for your policy and download a certificate

Insureon's licensed agents will help you find insurance coverage that provides the right financial protection for your risks, whether you work independently or hire employees.

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