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Our trusted business insurance companies

As your #1 marketplace for small business insurance, we’re committed to making sure that getting insurance for your business is a breeze. That’s why we partner with the best insurance carriers who offer the right coverage plans for our customers.

Get the best coverage for your business

View video transcript.

As a small business owner, you know it’s important to work with first-rate carriers when it comes to choosing the best small business insurance. With Insureon, you'll get free quotes from top-rated insurers. And our expert agents can answer any questions you have.

While every small business is different, many companies share similar risks. Insureon offers the best business insurance coverage at affordable costs.

Most small businesses require general liability insurance for common business risks, such as bodily injury and customer property damage.

For businesses looking to save money, a business owner's policy, or BOP, bundles general liability coverage and commercial property insurance into one policy.

Unhappy clients? Professional liability insurance, also known as errors and omissions, helps cover your legal expenses in event of a lawsuit.

Required in most states, workers’ compensation insurance assists with work-related injury costs and lost wages.

Do you handle customer data and information? Cyber liability insurance covers financial losses resulting from data breaches and cyberattacks.

If your business owns vehicles, then you probably need commercial auto insurance. It’ll cover legal bills, medical expenses, and property damage to company-owned vehicles.

With so many companies offering nationwide coverage, there's no shortage of insurance options. Insureon can help match you with the right A-rated insurance providers. Insureon is your number one marketplace for small business insurance.

Table of contents

We partner with the best small business insurance companies

To offer our customers the broadest range of insurance coverage options, we work with top-rated insurance carriers to source quotes for your individual business needs.

The Hartford

The Hartford has proudly delivered insurance to people and businesses since 1810, offering them the support and protection they need to pursue their unique ambitions.

  • AM Best rating: A+
  • Customer rating: 4.8/5 for business claims
  • Location: Hartford, CT
  • Specialty: Property and casualty insurance, group benefits, and mutual funds

Liberty Mutual

Liberty Mutual delivers tailored business insurance with expertise and care to help protect people, their property, and their reputations.

  • AM Best rating: A (Excellent)
  • Customer rating: 90% highly satisfied with claims process
  • Location: Boston, MA
  • Specialty: Property and casualty insurance

Acuity Insurance

Acuity has provided business insurance since 1925, helping entrepreneurs and business owners protect their livelihood.

  • AM Best rating: A+
  • Customer rating: 96% claims satisfaction
  • Location: Sheboygan, WI
  • Specialty: Property and casualty insurance

Philadelphia Insurance Companies (PHLY)

PHLY specializes in 120+ niche industries and has 30 years of experience underwriting management and professional liability insurance.

  • AM Best rating: A++
  • Customer rating: 97% claims satisfaction
  • Location: Bala Cynwyd, PA
  • Specialty: Property and casualty, management, and professional liability insurance (E&O insurance)

AmTrust Financial

AmTrust has grown to become an industry-leading insurance provider, focusing on small business insurance solutions with an emphasis on workers’ compensation.

  • AM Best rating: A- (Excellent)
  • Location: New York, NY
  • Specialty: Property and casualty insurance, specialty risks, and workers' compensation insurance

The Hanover

The Hanover approaches insurance as an opportunity to tailor a coverage plan that provides value and confidence to your business.

  • AM Best rating: A (Excellent)
  • Customer rating: 92% satisfaction rate
  • Location: Worcester, MA
  • Specialty: Business, specialty, and personal insurance
Protect your business with the best insurance coverage

Nationwide

Nationwide offers a customized variety of commercial insurance policies to help small businesses run smoothly.

  • AM Best rating: A+
  • Location: Columbus, OH
  • Specialty: Auto insurance, commercial insurance, mutual funds, retirement plans, and specialty health services

Hiscox

Hiscox has insured small businesses since 1901, supplying them with the confidence and risk management tools they need to realize their ambitions.

  • AM Best rating: A
  • Customer rating: 4.8/5
  • Location: 30 N. LaSalle St., Suite 1760, Chicago, IL
  • Specialty: General liability, professional liability, business owner’s policy (BOP), and cyber liability insurance

Chubb

Chubb provides insurance to a diverse group of clients, and as an underwriting company, they assess, assume, and manage risk with insight and discipline.

  • AM Best rating: A++
  • Location: Dedicated small business underwriting teams located in Simsbury, CT, Charlotte, NC, and Phoenix, AZ
  • Specialty: Property and casualty insurance, and BOP

Travelers

Travelers offers a wide range of business insurance options, designed to help business owners identify and reduce the risks their businesses face.

  • AM Best rating: A++
  • Customer rating: 98% satisfaction rate
  • Location: Hartford, CT
  • Specialty: Commercial property and casualty insurance, and personal insurance

Visit our partner companies' dedicated pages for more information

Top policies our carriers cover

These are the top insurance policies offered by our industry-leading providers.

General liability insurance

Most small businesses require general liability insurance for common business risks such as bodily injury and customer property damage. For Insureon customers, the average cost of a general liability policy is $42 per month or $500 per year.

Business owner's policy

For businesses looking to save money, a business owner's policy bundles general liability coverage and commercial property insurance into one policy. Typically, Insureon customers pay an average cost of a business owner's policy is $57 per month or $684 annually.

Professional liability insurance

Unhappy clients? Professional liability insurance, also known as errors and omissions or malpractice insurance, helps cover legal expenses in the event of a lawsuit. Check your state's laws to see if you're required to carry professional liability. On average, professional liability insurance policies cost $61 per month.

Workers' compensation insurance

Workers’ compensation insurance assists with work-related injury costs and lost wages. And most states require this coverage. Insureon customers pay an average of $45 per month, or $542 annually, for workers' compensation insurance.

Cyber liability insurance

Do you handle customer data and information? Cyber liability insurance covers financial losses resulting from data breaches and cyberattacks. The average premium cost for Insureon customers is $145 per month.

Commercial auto insurance

If your business owns vehicles, then you probably need commercial auto insurance. It’ll cover legal bills, medical expenses, and property damage to company-owned vehicles, and it’s required in most states. Most Insureon customers see an average cost of $147 per month for commercial auto insurance.

Additional key policies our dedicated carriers offer

Industries we insure

Our knowledgeable insurance agents will help you get answers to your specific coverage and risk management questions, and make sure your coverage matches your risks. Now, that’s peace of mind.

No matter your industry or state, you can speak with one of our dedicated consultants at any point in the process.

How much does small business insurance cost?

Man with calculator thinking about costs.

Each business is unique in their insurance requirements and needs. This means the cost of insurance will vary for each owner. Small businesses, especially low-risk ones, often qualify for discounted business insurance. Prices can vary based on:

  • Industry and risk factors
  • Coverage limits
  • Location
  • Number of employees

How do I get business insurance with Insureon?

Get started by completing Insureon’s easy online application today. You can get free quotes for general liability, BOPs, and other business insurance policies from our industry-leading, A-rated U.S. carriers.

Once you find the right policies for your unique risks, you can begin coverage in less than 24 hours and get a certificate of insurance for your small business.

Updated: May 25, 2023
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