Our Trusted Insurance Partners
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Choose from the nation's best insurance providers
Logos of Insureon's business insurance carrier partners

Our trusted business insurance companies

As the #1 small business insurance marketplace, we partner with the nation's leading providers to find the right coverage for your small business.



Table of contents

We partner with the best small business insurance companies

Some providers specialize in industries like technology or healthcare, while others operate only in certain states. We do the research for you, retrieving quotes that match your location, profession, risks, and requirements.

Our licensed insurance agents are available to help you every step of the way, from applying for quotes to choosing the best coverage for your business.

Here's a look at several of our top carriers:

The Hartford's logo: a deer crossing a stream.

The Hartford has proudly delivered insurance to people and businesses since 1810, offering them the support and protection they need to pursue their unique ambitions.

Logo for Liberty Mutual Insurance.

Liberty Mutual delivers tailored business insurance with expertise and care to help protect people, their property, and their reputations.

  • AM Best rating: A (Excellent)
  • Customer rating: 90% highly satisfied with claims process
  • Location: Boston, MA
  • Specialty: P&C insurance
The logo for Acuity Insurance in color.

Acuity Insurance has provided business insurance since 1925, helping entrepreneurs and business owners protect their livelihood.

  • AM Best rating: A+
  • Customer rating: 96% claims satisfaction
  • Location: Sheboygan, WI
  • Specialty: P&C insurance
Logo for Philadelphia Insurance Companies: A Member of the Tokio Marine Group.

Philadelphia Insurance Companies (PHLY) specializes in 120+ niche industries and has 30 years of experience underwriting management and professional liability insurance.

  • AM Best rating: A++
  • Customer rating: 97% claims satisfaction
  • Location: Bala Cynwyd, PA
  • Specialty: P&C, management, and professional liability insurance (E&O insurance)
The logo for Chubb Insurance in black and white.

Chubb provides insurance to a diverse group of clients, and as an underwriting company, they assess, assume, and manage risk with insight and discipline.

  • AM Best rating: A++
  • Location: Dedicated small business underwriting teams located in Simsbury, CT, Charlotte, NC, and Phoenix, AZ
  • Specialty: P&C insurance and BOP
Logo for Nationwide: "Nationwide is on your side."

Nationwide offers a customized variety of commercial insurance policies to help small businesses run smoothly.

  • AM Best rating: A+
  • Location: Columbus, OH
  • Specialty: Auto insurance, commercial insurance, mutual funds, retirement plans, and specialty health services
Protect your business with the best insurance coverage
Small business owner looking for insurance quotes on their tablet.
The logo for AmTrust Financial Insurance in black and white.

AmTrust has grown to become an industry-leading insurance provider, focusing on small business insurance solutions with an emphasis on workers’ compensation.

  • AM Best rating: A- (Excellent)
  • Location: New York, NY
  • Specialty: P&C insurance, specialty risks, and workers' compensation insurance
The logo for Hiscox Insurance in black and white.

Hiscox has insured small businesses since 1901, supplying them with the confidence and risk management tools they need to realize their ambitions.

  • AM Best rating: A
  • Customer rating: 4.8/5
  • Location: Chicago, IL
  • Specialty: General liability, professional liability, business owner’s policy (BOP), and cyber insurance
The logo for The Hanover Insurance Group in black and white.

The Hanover approaches insurance as an opportunity to tailor a coverage plan that provides value and confidence to your business.

  • AM Best rating: A
  • Customer rating: 92% satisfaction rate
  • Location: Worcester, MA
  • Specialty: Business, specialty, and personal insurance
The logo for Travelers Insurance with an umbrella.

Travelers offers a wide range of business insurance options, designed to help business owners identify and reduce the risks their companies face.

  • AM Best rating: A++
  • Customer rating: 98% satisfaction rate
  • Location: Hartford, CT
  • Specialty: Commercial P&C insurance and personal insurance
The logo for USAA in blue.

USAA provides commercial insurance to veteran-owned small businesses across the country, and offers a variety of other products and services.

  • AM Best rating: A++
  • Location: San Antonio, TX
  • Specialty: Auto insurance, general liability, business owner's policy, and personal insurance.

Find the best coverage for your business from top carriers

View video transcript.

[video: an animated header displays the Insureon logo]

[video: an illustrated header displays the text: "Trustpilot: Excellent" with a rating level of 4.5 stars]

MAURA BENSON, DIRECTOR OF CARRIER RELATIONSHIPS, INSUREON: An insurance company's rating is determined on their financial stability, and really what matters most in terms of having insurance coverage is that they're going to pay your claim at the time of a loss.

[video: illustrated footer displays the text: "Maura Benson, Director Carrier Relationships"]

We have access to 40 plus insurance companies, recognizing that every small business is different, is unique.

[video: a number of animated logos display for a variety of insurance carriers, including The Hartford, Philadelphia Insurance Companies, AmTrust Insurance, Travelers Insurance, Acuity Insurance, Chubb Insurance, The Hanover Insurance Group, Hiscox Insurance, and Liberty Mutual Insurance.]

They, of course, are covering all kinds of different services from lawn care, to IT consulting, accounting, even restaurants and bars. And it's nice for us to have a wide range of great carriers to find the best coverage and the best options for that small business owner.

[video: an illustrated header displays the text: "40+ insurance company options"]

Just knowing that each company is unique in its own, and we want to make sure that we're finding the perfect carrier insurance company option for that small business.

The small business owner would have a variety of needs depending upon what type of risk they're trying to cover. Our insurance companies provide coverage for general liability, professional liability, business owner's policy, that will provide them some additional coverage for their property, as well as workers' compensation and commercial auto.

[video: an illustrated header displays the text: "Policies for every need"]

We understand that they're busy doing their jobs and growing their business, having this platform allows them to do that at any time that's convenient for them. As well, we have producers dedicated to helping the small business owner finalize that coverage once they've been able to, you know, go online and submit the application and obtain those quotes to see what their options are for for various types of coverage.

The individual contacts at these large carrier firms allow us to really establish strong relationships and partnerships, and that really helps us to make sure we're getting a quick turnaround, and we're able to provide the most competitive rates for the consumer, for that small business applicant, as well.

[video: an illustrated header displays the text: "Strong partnerships = better rates"]

It, you know, just allows us to quickly introduce new products and make sure that our producers are well educated on different offerings and different coverage options that the carrier has, as well as servicing those needs quickly.

New policies have been introduced from our insurance company partners, notably cyber. We also now have partnerships with carriers that offer coverage for cannabis, which is something that's different and not widely available.

[video: an illustrated header displays the text: "Technology integration"]

Technology integration is an important next step with our insurance companies. We've developed strong personal relationships, as well as a great understanding of the coverage that's available, and really the next phase of that is just making sure that we're digitally enabled and together, as partners, to really move forward in the convenient options that we can provide.

The insurance companies that we partner with really value the relationship. We align well in our core values, as well as our number one concern: Providing the best option of insurance coverage for a small business owner.

[video: an illustrated header displays the text: "Committed to the best coverage"]

[video: an illustrated header displays the text: "#1 digital agency"]

[video: an animated header displays the Insureon logo]

More of our trusted insurance providers

Small business owners choose Insureon because of our direct partnership with 40+ providers—all rated Excellent or Superior by A.M. Best—and access to over 150 more. This partnership lets us find the right business insurance for niche professions like yours, and in most cases write policies the same day you apply for quotes.

These top-rated providers offer a variety of coverages to meet the unique needs of our small business customers:

Top policies our carriers offer

These are the top business insurance policies offered by our industry-leading providers.

General liability insurance

Most small businesses need general liability insurance to protect against common risks such as bodily injuries and customer property damage. For Insureon customers, the average cost of a general liability policy is $45 per month or $538 per year.

Find the best companies for general liability insurance.

Business owner's policy

For businesses looking to save money, a business owner's policy bundles general liability coverage and commercial property insurance into one policy. Insureon customers pay an average cost of $83 per month for a business owner's policy, or $990 annually.

Find the best companies for a business owner's policy.

Professional liability insurance

Unhappy clients? Professional liability insurance, also known as errors and omissions or malpractice insurance, helps cover legal expenses if you're accused of professional negligence. Check your state's laws to see if you're required to carry professional liability. On average, professional liability costs $88 per month or $1,051 annually.

Find the best companies for professional liability insurance.

Protect your business with the best insurance coverage
Small business owner looking for insurance quotes on their tablet.

Workers' compensation insurance

Workers’ compensation insurance assists with work-related injury costs and lost wages. Most states require this coverage for employees. Insureon customers pay an average of $54 per month, or $643 annually, for workers' compensation.

Find the best companies for workers' comp.

Cyber insurance

Do you handle customer information or other sensitive data? Cyber insurance covers financial losses resulting from data breaches and cyberattacks. The average premium for Insureon customers is $129 per month or $1,552 annually.

Find the best companies for cyber insurance.

Commercial auto insurance

If your business owns vehicles, then you probably need commercial auto insurance. It’ll cover legal bills, medical expenses, and property damage if your company vehicle gets into an accident, and it’s required in most states. Insureon customers pay an average cost of $245 per month for commercial auto insurance.

Find the best companies for commercial auto insurance.

Hero Banner Image for Policy Cross Sell Component

Other key policies our dedicated carriers offer

Commercial crime insurance icon

Commercial crime insurance

Commercial crime insurance insures your business against employee theft or fraud that impacts your clients and customers.

Employment practices liability insurance icon

Employment practices liability insurance

If a business is sued by an employee over wrongful termination or another violation of employee rights, employment practices liability insurance (EPLI) can pay for legal costs. EPLI can be added as an endorsement to a general liability or business owner's policy.
Directors and officers insurance icon

Directors and officers insurance

Directors and officers insurance protects board members and officers against legal expenses if they are sued for a decision they made on behalf of the company that led to a financial loss.
Umbrella / excess liability insurance icon

Commercial umbrella insurance

Once a policy’s limit is reached, commercial umbrella insurance provides additional coverage for liability claims made on general liability, commercial auto, or employer’s liability insurance.
Commercial property insurance icon

Commercial property insurance

Commercial property insurance pays to repair or replace stolen, lost, or damaged business property. It covers your business’s physical location and other assets like equipment.
Inland marine insurance icon

Inland marine insurance

Inland marine insurance provides coverage for business property, such as products, tools, and equipment, while it’s in transit over land or stored at an off-site location.

Industries we insure

Our knowledgeable insurance agents will help you get answers to your specific coverage and risk management questions, and make sure your coverage matches your risks. Now, that’s peace of mind.

No matter your industry or state, you can speak with one of our dedicated consultants at any point in the process.

How much does small business insurance cost?

A small business owner calculating their small business insurance payments

Each business has unique insurance requirements and needs. This means the cost of insurance will vary for each owner.

Small businesses, especially low-risk ones, often qualify for discounted business insurance.

The cost of business insurance varies based on:

  • Industry and risk factors
  • Coverage limits
  • Location
  • Number of employees
  • Claims history

How do I get business insurance with Insureon?

Get started by completing Insureon’s easy online application today. You can get free quotes for general liability, workers' compensation, and other business insurance policies from our industry-leading, A-rated U.S. carriers.

Once you find the right policies for your unique risks, you can begin coverage in less than 24 hours and get a certificate of insurance for your small business.

What our customers are saying

Updated: May 12, 2026

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