Business Insurance for Insurance Professionals

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Insureon has helped small businesses like yours secure over 1 million policies.

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We insure most businesses.

Recommended business insurance for insurance agents

Insureon helps property and casualty insurance agents and other insurance professionals protect their businesses. With the right property and liability coverage, your business can recover quickly from theft, lawsuits, and other risks.

General liability insurance icon

General liability insurance

This policy covers basic insurance agent risks, such as customer property damage and injuries. Bundle with property insurance for savings in a business owner’s policy.

  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
Errors and omissions insurance icon

Errors and omissions insurance

E&O insurance covers legal defense costs related to work performance, such as a P&C agent sued for negligence in a claims dispute. It's also called professional liability insurance.

  • Accusations of negligence
  • Work errors and oversights
  • Failure to provide professional services
Business owner’s policy icon

Business owner’s policy

A BOP bundles property insurance and general liability insurance under one plan. It's often the most cost-effective type of commercial insurance for insurance professionals.

  • Customer injuries
  • Damaged customer property
  • Damaged business property
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for insurance agencies that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Partial missed wages
  • Lawsuits over employee injuries
Looking for different coverage options? See more policies.

How much does commercial insurance cost for insurance professionals?

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Costs depend primarily on the business insurance policies you buy. For example, you may need to add commercial auto insurance for business-owned vehicles.

Other factors that affect insurance costs for insurance businesses include:

  • Insurance products offered, such as life insurance
  • Business personal property
  • Number of employees
  • Insurance options, such as policy limits and deductibles
  • Annual premium payments vs. monthly payments
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