Engineers are responsible for complex design and planning work. If you make a mistake, a client could sue. Engineering insurance can help pay legal defense fees and other unexpected costs.
These policies provide coverage for common risks in the engineering industry.
General liability insurance covers basic risks, such as customer property damage and injuries. Bundle with property insurance for savings in a business owner’s policy.
This policy bundles commercial property insurance and general liability insurance in one plan. A BOP is often one of the most cost-effective types of insurance for engineers.
Also called errors and omissions insurance (E&O), this policy is important for engineers and other design professionals. It covers legal costs related to work performance.
Workers’ comp is required in almost every state for engineering businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
In engineering, one small mistake can cause a project to veer off course, resulting in delays or other serious issues. Other risks include client injuries at your office, or employee injuries at a job site. Engineer liability insurance, workers' compensation, and other policies provide the protection engineers need against client lawsuits, medical bills, and more.
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