In engineering, one simple mistake can cause a project to veer off course, resulting in delays or other serious issues. Professional liability insurance, workers' compensation, and other policies provide the financial protection engineers need against client lawsuits, injuries, and other risks.
These insurance policies cover the most common risks faced by engineers.
A general liability insurance policy covers basic risks, such as customer property damage and bodily injuries. It's often required for a commercial lease.
A BOP bundles commercial property insurance and general liability coverage in one plan. It's one of the most cost-effective types of insurance for engineers.
Professional liability coverage helps pay for legal costs related to the quality of your work, such as a project delay that costs a client money. It's also called errors and omissions insurance or E&O insurance.
Workers’ comp is required in almost every state for engineering firms that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy helps engineers recover from data breaches and cyberattacks. It's strongly recommended for any small business that handles sensitive information.
This policy helps cover the cost of property damage and injuries in an accident involving your business vehicle. Each state has its own requirements for auto liability insurance.
It's easy to get engineering business insurance and surety bonds if you have your company information on hand. Our insurance application will ask for basic facts about your business, such as the number of employees and the type of engineering services you offer. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed agents work with top-rated U.S. insurers to find coverage that fits your engineering business, whether you work independently or hire employees.